Real Estate Investing in Poinciana, Florida (34759)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Polk County • Population: 41,381 • Data updated: September 2026

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Should you buy in 34759 (Poinciana, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 18.0% of homes vacant — above national norms.
  • 1-year downturn: Values declined 3.2% in the last year.

What’s happening in Poinciana, FL (34759)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $277,789
Avg Monthly Rent $1,925
1% Rule ✗ Does Not Meet
Median Income $61,644
% Renters 23.2%

Market Analysis: 34759 Poinciana

The 34759 ZIP in Poinciana, FL is a local-operator market. Outside capital chasing a $278K entry has to pair deep knowledge with the discount.

Rent of $1,925/mo on a $278K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 34759 sits below the stated 0.0% once reality is priced in.

From an investor standpoint, 34759 offers a low basis, the region around Poinciana has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 34759 ZIP's population of 41,381 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.

Strategy in 34759 is an operator game, not a passive one. Looking more closely, entry prices of $278K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Poinciana:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Declining (-3.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,925/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Lakeland-Winter Haven, FL Metro Area
More inventory, negotiating room for buyers
81 days
Average time to sell
Slow
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lakeland-Winter Haven, FL metro data
🏠

Property Strategy for 34759

Which property type performs best in this market?

Best for Cash Flow
4BR
7.6% cap rate
Best for Appreciation
4BR
+6.3% 5yr CAGR
Best Overall Value
5BR
$66,172/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $273,646 $1,910 5.0% +5.0% $136,823
3BR $267,966 $2,550 6.9% +6.0% $89,322
4BR $297,365 $3,130 7.6% +6.3% $74,341
5BR $330,859 +6.1% $66,172

Market Trends

Home Value History (with trend line)

$339K$283K$227K$170K$114K$58KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,000$1,798$1,597$1,396$1,194$993Jul 2016Jul 2021Jul 2026

📊 How Does 34759 Compare?

Metric 34759 Poinciana Lakeland-Winter Haven, FL Florida
Home Value $277,789 $294,465 N/A $374,697
5-Year CAGR 2.9% 3.3% N/A 7.4%
Avg Rent $1,925 $1,953 N/A -
Cap Rate 5.4% 5.2% - -
💡 Why Invest in 34759? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 34759 (Poinciana, FL). Anonymous, moderated, never written by AI.

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Property managers serving Polk County

Manage rentals here? List your business →

All County Polk is a full-service residential property management company in Lakeland, FL, serving Lakeland and surrounding areas in Polk County. summary from their website

Unclaimed — is this your business? Claim it free

Paragon Property Services, LLC offers full-service home inspection services in Central Florida, including Lake, Sumter, Seminole, Orange, Osceola, Polk, Pasco, Hernando, Hillsborough, Volusia, and Cit summary from their website

Unclaimed — is this your business? Claim it free

PMI Arrico Realty and Property Management offers residential property management, investment services, and real estate services in Lakeland, FL. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
5.4%
Fair
5yr Growth
+2.9%
Slow

📊 Market Snapshot

Home Value $277,789
Monthly Rent $1,925
Price-to-Rent 12.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.3%
Cap Rate 5.4%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year -3.2% ▼
3-Year CAGR -3.6% ▼
5-Year CAGR +2.9% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year +0.8% ▲
3-Year CAGR +1.7% ▲
5-Year CAGR +4.0% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 5.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 34759

Population: 41,381

💰 Median Household Income
$61,644
This area
$61,644
State
$70,737
USA
$74,580
🏠 Renter Occupied
23.2%
This area
23.2%
State
29.9%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-18.0%
USA
3.7%
🎓 College Educated
25.5%
This area
25.5%
State
4.7%
USA
33.7%
👤 Median Age
41.4 years
This area
41.4 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
18.0%
This area
18.0%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 47.3%
Other/Mixed 33.7%
Hispanic/Latino 30.0%
Black/African American 18.2%
Asian 0.7%
👶 Under 18
20.9%
This area
20.9%
USA
22.0%
👴 65 and Over
24.1%
This area
24.1%
USA
17.3%
📊 Poverty Rate
10.9%
This area
10.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 34759

C+ Avg School Grade
6 Schools
21.1:1 Avg Class Size
$11,688 Avg Per Pupil

Schools in This ZIP Code

B Good

PALMETTO ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
473 Students
👨‍🏫
16.3:1 Class Size
💰
$12,580 Per Student
B Good
👥
728 Students
👨‍🏫
16.6:1 Class Size
💰
$10,796 Per Student
B Good

LAUREL ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
1,049 Students
👨‍🏫
17.5:1 Class Size
💰
$12,580 Per Student
C Below Average

LAKE MARION CREEK MIDDLE SCHOOL

📚 06 – 08 Middle
👥
1,038 Students
👨‍🏫
24.7:1 Class Size
💰
$12,580 Per Student
C Below Average

OSCEOLA TECHNICAL COLLEGE POINCIANA CAMPUS

📚 11 – 12 High School Limited Data
💰
$10,796 Per Student
D Needs Improvement

NEW DIMENSIONS HIGH SCHOOL

📚 09 – 12 High School Charter
👥
424 Students
👨‍🏫
30.3:1 Class Size
💰
$10,796 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 375 Off-Campus Students
C
Ridge Technical College
375 students · 13.2 mi
C+
Ruben's Five Star Academy
11 students · 14.3 mi
C+
Academy of Career Training
24 students · 14.9 mi

Frequently Asked Questions

What is the rental occupancy rate in Poinciana, FL?

Vacancy risk in Poinciana, FL is elevated. That supports measured cash flow for typical rental holds.

Is Poinciana, FL good for landlords?

The landlord environment in Poinciana, FL is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

How much is rent in Poinciana, FL?

Investors in Poinciana, FL typically see rents near $1,925/mo per month against $278K home values - a solid setup for rental cash flow.

Is house hacking profitable in Poinciana, FL?

House hacking in Poinciana, FL is a challenging. With home values around $278K and rents at $1,925/mo, owner-occupants can offset a meaningful share of PITI.

What type of investing works in Poinciana, FL?

Poinciana, FL investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($278K prices, $1,925/mo rents) make it a reasonable choice.

You know 34759 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 34759 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 34759 ranks in Lakeland-Winter Haven, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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