Real Estate Investing in Bithlo, Florida (32820)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Orange County • Population: 11,130 • Data updated: September 2026

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Should you buy in 32820 (Bithlo, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Bithlo, FL (32820)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $546,073
Avg Monthly Rent $2,602
1% Rule ✗ Does Not Meet
Median Income $105,912
% Renters 19.1%

Market Analysis: 32820 Bithlo

Investors eyeing 32820 need to respect the fundamentals at play. Home values of $546K come alongside slower price movement and elevated management overhead.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $546K asset, 32820 is the wrong submarket. If the plan prices in friction, the yield can still work.

Within FL, ZIP 32820 trails on several market indicators that neighboring Orange County submarkets outperform. The gap is real and healthy enough to shape underwriting.

Who lives in 32820 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 32820 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bithlo:

C+ Average
Buy Confidence Score: 68/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Stable (+1.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,602/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Orlando-Kissimmee-Sanford, FL Metro Area
More inventory, negotiating room for buyers
71 days
Average time to sell
Slow
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Orlando-Kissimmee-Sanford, FL metro data
🏠

Property Strategy for 32820

Which property type performs best in this market?

Best for Cash Flow
3BR
5.2% cap rate
Best for Appreciation
5BR
+8.9% 5yr CAGR
Best Overall Value
3BR
$127,273/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $381,818 $2,750 5.2% +6.9% $127,273
4BR $523,799 $3,270 4.5% +7.9% $130,950
5BR $705,977 +8.9% $141,195

Market Trends

Home Value History (with trend line)

$580K$496K$412K$327K$243K$159KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,609$2,589$2,568$2,548$2,527$2,507May 2026Jun 2026Jul 2026

📊 How Does 32820 Compare?

Metric 32820 Bithlo Orlando-Kissimmee-Sanford, FL Florida
Home Value $546,073 $546,073 N/A $374,697
5-Year CAGR 5.8% 5.8% N/A 7.4%
Avg Rent $2,602 $2,602 N/A -
Cap Rate 3.7% 3.7% - -
💡 Why Invest in 32820? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 32820 (Bithlo, FL). Anonymous, moderated, never written by AI.

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Property managers serving Orange County

Manage rentals here? List your business →

All County CFL provides full-service residential property management in Winter Park, FL and surrounding areas, focusing on maximizing revenue and managing tenant relationships for property owners. summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

RentCare Property Management provides reliable, professional, and trusted residential property management services in Orlando since 1993, including marketing, resident screening, rent collection, and summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

Southwest Property Management is a full-service Community Association Management Company serving Central Florida. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+5.8%
Moderate

📊 Market Snapshot

Home Value $546,073
Monthly Rent $2,602
Price-to-Rent 17.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 9.5%

📈 Home Appreciation

1-Year +1.9% ▲
3-Year CAGR +0.6% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 32820

Population: 11,130

💰 Median Household Income
$105,912
This area
$105,912
State
$70,737
USA
$74,580
🏠 Renter Occupied
19.1%
This area
19.1%
State
29.9%
USA
34.0%
💼 Unemployment Rate
6.4%
This area
6.4%
State
-18.0%
USA
3.7%
🎓 College Educated
44.0%
This area
44.0%
State
4.7%
USA
33.7%
👤 Median Age
37.5 years
This area
37.5 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
7.1%
This area
7.1%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 65.4%
Other/Mixed 18.5%
Hispanic/Latino 14.5%
Black/African American 13.2%
Asian 2.9%
👶 Under 18
23.7%
This area
23.7%
USA
22.0%
👴 65 and Over
11.4%
This area
11.4%
USA
17.3%
📊 Poverty Rate
14.4%
This area
14.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 32820

B Avg School Grade
2 Schools
18.3:1 Avg Class Size
$13,040 Avg Per Pupil

Schools in This ZIP Code

B Good

COLUMBIA ELEMENTARY

📚 Pre-K – 05 Elementary
👥
499 Students
👨‍🏫
18.5:1 Class Size
💰
$13,040 Per Student
B Good

CORNER LAKE MIDDLE

📚 06 – 08 Middle
👥
781 Students
👨‍🏫
18.2:1 Class Size
💰
$13,040 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 7,130 Off-Campus Students
B+
University of Central Florida
69,233 students · 5.0 mi
C
Gwinnett Institute
324 students · 5.4 mi
D
Gwinnett Institute
0 students · 5.4 mi
C+
National Personal Training Institute
43 students · 6.1 mi
D
Polytechnic University of Puerto Rico-Orlando
119 students · 8.4 mi
C
Paul Mitchell the School-Orlando
133 students · 8.7 mi
D
Full Sail University
26,421 students · 11.0 mi
D
Florida Career College-Orlando
153 students · 11.5 mi

Investor Insight: With 7,130 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What kind of market is Bithlo, FL for investors?

Investors tracking Bithlo, FL will find a 3.0/5 rating supported by $546K median home values and $2,602/mo rents. That profile suits long-term holders targeting stable returns.

Is FL a landlord-friendly state?

Landlord-friendliness in Bithlo, FL is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

How quickly do rentals get leased in Bithlo, FL?

Vacancy risk in Bithlo, FL is elevated. That supports stable cash flow for typical rental holds.

What strategy should investors use in Bithlo, FL?

A careful cash-flow rentals with hands-on management strategy Bithlo, FL best. The market produces consistent results for that approach at the $546K price point.

How strong are rents in Bithlo, FL?

The typical rental in Bithlo, FL commands about $2,602/mo monthly. That rent profile predictable cash flow against the $546K purchase basis.

You know 32820 now. You don’t know where it ranks.

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How 32820 ranks in Orlando-Kissimmee-Sanford, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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