Real Estate Investing in Oviedo, Florida (32765)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 32765 (Oviedo, FL)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Oviedo, FL (32765)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 32765 Oviedo
Investors eyeing 32765 need to respect the fundamentals at play. Home values of $491K come alongside slower price movement and elevated management overhead.
The investment case in 32765 is substantial only for operators who understand what they are buying. A $491K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Within FL, ZIP 32765 trails on several market indicators that neighboring Seminole County submarkets outperform. The gap is real and significant enough to shape underwriting.
A significant renter share of 28% in 32765 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The 32765 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Oviedo:
Property Strategy for 32765
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $175,512 | $2,100 | 8.6% | +7.1% | $175,512 |
| 2BR | $261,556 | $2,390 | 6.6% | +6.5% | $130,778 |
| 3BR | $400,135 | $3,000 | 5.4% | +7.2% | $133,378 |
| 4BR | $577,789 | $3,540 | 4.4% | +8.1% | $144,447 |
| 5BR | $798,730 | — | — | +8.7% | $159,746 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 32765 Compare?
| Metric | 32765 | Oviedo | Orlando-Kissimmee-Sanford, FL | Florida |
|---|---|---|---|---|
| Home Value | $491,442 | $549,012 | N/A | $374,697 |
| 5-Year CAGR | 5.2% | 5.8% | N/A | 7.4% |
| Avg Rent | $2,107 | $2,573 | N/A | - |
| Cap Rate | 3.3% | 3.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 32765 (Oviedo, FL). Anonymous, moderated, never written by AI.
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Property managers serving Seminole County
Manage rentals here? List your business →Emerald Property Management offers simple, transparent management plans for residential, commercial, and industrial properties, covering tenant assessments, accounting, and property oversight. summary from their website
Towers Property Management provides community association management services to homeowners associations and condominium associations in Central Florida, including Orlando, Altamonte Springs, Oviedo, summary from their website
Lemuel Property Management provides property management services in Orlando, Florida. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $491,442 |
| Monthly Rent | $2,107 |
| Price-to-Rent | 19.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.2% |
| Cap Rate | 3.3% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | +0.2% ▲ |
| 3-Year CAGR | +0.4% ▲ |
| 5-Year CAGR | +5.2% ▲ |
| 10-Year CAGR | +6.6% ▲ |
🏠 Rent Trends
| 1-Year | -3.2% ▼ |
| 3-Year CAGR | -0.5% ▼ |
| 5-Year CAGR | +2.5% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 32765
Population: 63,646
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 32765
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 7,130 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Can owner-occupants cash flow in Oviedo, FL?
The a challenging house-hack environment in Oviedo, FL reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
Is it easy to find good tenants in Oviedo, FL?
Oviedo, FL draws a reliable base of working renters. Demand at the $2,107/mo rent level is reasonable for standard single-family and small multi rentals.
Is housing expensive in Oviedo, FL?
Homes in Oviedo, FL typically sell near $491K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.
Which investment style suits Oviedo, FL?
For Oviedo, FL, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
What is the typical rental rate in Oviedo, FL?
Oviedo, FL rentals go for roughly $2,107/mo a month. That puts gross yield in solid territory relative to $491K acquisition costs.
You know 32765 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 32765 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 32765 ranks in Orlando-Kissimmee-Sanford, FL
Every ZIP in this metro, ranked. Free.
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