Real Estate Investing in Lake City, Florida (32025)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 32025 (Lake City, FL)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.5% vacancy may signal weakening demand.
What’s happening in Lake City, FL (32025)?
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Market Analysis: 32025 Lake City
The 32025 ZIP covers a section of Lake City that demands careful diligence. Prices near $233K look accessible, but the work to make a deal cash flow is real.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $233K asset, 32025 is the wrong submarket. If the plan prices in friction, the yield can still work.
The gap between 32025 and stronger Lake City ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Who lives in 32025 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Lake City:
Property Strategy for 32025
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $172,547 | $1,360 | 5.7% | +8.5% | $86,273 |
| 3BR | $231,756 | $1,630 | 5.1% | +8.8% | $77,252 |
| 4BR | $292,531 | $1,800 | 4.4% | +7.9% | $73,133 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 32025 Compare?
| Metric | 32025 | Lake City | Lake City, FL | Florida |
|---|---|---|---|---|
| Home Value | $233,282 | $260,172 | N/A | $374,697 |
| 5-Year CAGR | 6.1% | 5.7% | N/A | 7.4% |
| Avg Rent | $1,400 | $1,433 | N/A | - |
| Cap Rate | 4.7% | 4.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 32025 (Lake City, FL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $233,282 |
| Monthly Rent | $1,400 |
| Price-to-Rent | 13.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.2% |
| Cap Rate | 4.7% |
| 5-Year IRR | 10.7% |
📈 Home Appreciation
| 1-Year | +0.9% ▲ |
| 3-Year CAGR | +1.8% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +8.4% ▲ |
🏠 Rent Trends
| 1-Year | -1.6% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 32025
Population: 23,268
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 32025
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,078 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Lake City, FL a good market for buy-and-hold investors?
Our data puts Lake City, FL at 3.0/5 for investability. Home prices of $233K and rents around $1,400/mo create a solid backdrop for investor activity.
How much is rent in Lake City, FL?
Lake City, FL rentals go for roughly $1,400/mo a month. That puts gross yield in solid territory relative to $233K acquisition costs.
How strong is tenant demand in Lake City, FL?
Working renters make up the core of the Lake City, FL tenant base. The pool is reasonable for investors targeting long-term holds.
What type of investing works in Lake City, FL?
A careful cash-flow rentals with hands-on management strategy Lake City, FL best. The market produces steady results for that approach at the $233K price point.
What is the typical vacancy rate in Lake City, FL?
Lake City, FL vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
You know 32025 now. You don’t know where it ranks.
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How 32025 ranks in Lake City, FL
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