Real Estate Investing in Monroe, Georgia (30655)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Walton County • Population: 28,349 • Data updated: September 2026

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Should you buy in 30655 (Monroe, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Monroe, GA (30655)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $362,626
Avg Monthly Rent $1,686
1% Rule ✗ Does Not Meet
Median Income $65,622
% Renters 34.8%

Market Analysis: 30655 Monroe

This part of Walton County is not an easy win. The 30655 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $363K asset, 30655 is the wrong submarket. If the plan prices in friction, the yield can still work.

In the broader GA picture, 30655 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

A solid renter share of 35% in 30655 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Monroe's stable or hybrid ZIPs before stepping into 30655. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Monroe:

B Good
Buy Confidence Score: 70/100
Affordability
10/25
Appreciation
22/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.5× the median income
Value Trend
Stable (+2.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,686/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Atlanta-Sandy Springs-Alpharetta, GA Metro Area
More inventory, negotiating room for buyers
71 days
Average time to sell
Slow
10.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Atlanta-Sandy Springs-Alpharetta, GA metro data
🏠

Property Strategy for 30655

Which property type performs best in this market?

Best for Cash Flow
2BR
4.1% cap rate
Best for Appreciation
2BR
+13.7% 5yr CAGR
Best Overall Value
4BR
$104,682/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $232,779 $1,330 4.1% +13.7% $116,389
3BR $321,460 $1,590 3.6% +10.4% $107,153
4BR $418,727 $1,900 3.3% +8.5% $104,682
5BR $559,926 +9.1% $111,985

Market Trends

Home Value History (with trend line)

$384K$323K$262K$201K$139K$78KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,822$1,781$1,739$1,697$1,655$1,614Oct 2023Mar 2025Jul 2026

📊 How Does 30655 Compare?

Metric 30655 Monroe Atlanta-Sandy Springs-Alpharetta, GA Georgia
Home Value $362,626 $385,069 N/A $329,538
5-Year CAGR 5.9% 6.1% N/A 7.8%
Avg Rent $1,686 $1,738 N/A -
Cap Rate 3.6% 3.5% - -
💡 Why Invest in 30655? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 30655 (Monroe, GA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+5.9%
Moderate

📊 Market Snapshot

Home Value $362,626
Monthly Rent $1,686
Price-to-Rent 17.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +2.8% ▲
3-Year CAGR +2.4% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR +8.5% ▲

🏠 Rent Trends

1-Year -6.5% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 30655

Population: 28,349

💰 Median Household Income
$65,622
This area
$65,622
State
$64,001
USA
$74,580
🏠 Renter Occupied
34.8%
This area
34.8%
State
29.9%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-18.6%
USA
3.7%
🎓 College Educated
20.2%
This area
20.2%
State
-3.0%
USA
33.7%
👤 Median Age
35.4 years
This area
35.4 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
6.0%
This area
6.0%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 66.5%
Black/African American 28.7%
Other/Mixed 4.2%
Hispanic/Latino 1.9%
Asian 0.7%
👶 Under 18
29.2%
This area
29.2%
USA
22.0%
👴 65 and Over
15.6%
This area
15.6%
USA
17.3%
📊 Poverty Rate
18.0%
This area
18.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 30655

B+ Avg School Grade
3 Schools
14.7:1 Avg Class Size
$12,755 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Atha Road Elementary School

📚 Pre-K – 05 Elementary
👥
800 Students
👨‍🏫
14.9:1 Class Size
💰
$12,755 Per Student
B+ Above Average

Harmony Elementary School

📚 Pre-K – 05 Elementary
👥
672 Students
👨‍🏫
13.9:1 Class Size
💰
$12,755 Per Student
B Good

Carver Middle School

📚 06 – 08 Middle
👥
853 Students
👨‍🏫
15.3:1 Class Size
💰
$12,755 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What price range are homes in Monroe, GA?

Median home price in Monroe, GA is near $363K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.

What is the typical renter like in Monroe, GA?

Tenant quality in Monroe, GA ranks as solid. Landlords generally report even-keeled occupancy at market rents of $1,686/mo.

What approach is best for Monroe, GA real estate?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Monroe, GA. The numbers - $363K homes against $1,686/mo rents - support that play.

Can I live-in-and-rent in Monroe, GA?

House hacking in Monroe, GA is a challenging. With home values around $363K and rents at $1,686/mo, owner-occupants can offset a meaningful share of PITI.

Are eviction rules reasonable in Monroe, GA?

Monroe, GA falls under GA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

You know 30655 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 30655 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 30655 ranks in Atlanta-Sandy Springs-Alpharetta, GA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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