Real Estate Investing in Monetta, South Carolina (29105)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Aiken County • Population: 1,640 • Data updated: September 2026

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Should you buy in 29105 (Monetta, SC)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (35/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • Declining values: -1.2% 5-year CAGR — values have moved lower.
  • Elevated vacancy: 9.9% vacancy may signal weakening demand.
  • Higher unemployment: 10.2% unemployment — tenant risk signal.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Monetta, SC (29105)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $133,176
Avg Monthly Rent $999
1% Rule ✗ Does Not Meet
Median Income N/A
% Renters 10.2%

Market Analysis: 29105 Monetta

This part of Aiken County is not an easy win. The 29105 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 29105 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 29105 and stronger Monetta ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Who lives in 29105 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. solid returns are possible in 29105, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Monetta:

Affordability
Affordable
Homes cost × the median income
Value Trend
Rising (+8.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $999/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$157K$139K$121K$104K$86K$68KJan 2010May 2018Jul 2026

📊 How Does 29105 Compare?

Metric 29105 Monetta South Carolina
Home Value $133,176 $133,176 $299,690
5-Year CAGR N/A N/A 7.3%
Avg Rent $999 $999 -
Cap Rate 5.9% 5.9% -
💡 Why Invest in 29105? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 29105 (Monetta, SC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.9%
Fair
5yr Growth
-1.2%
Declining

📊 Market Snapshot

Home Value $133,176
Monthly Rent $999
Price-to-Rent 11.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.0%
Cap Rate 5.9%
5-Year IRR 4.7%

📈 Home Appreciation

1-Year +8.0% ▲
3-Year CAGR -1.3% ▼
5-Year CAGR -1.2% ▼
10-Year CAGR +4.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-1.2%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 29105

Population: 1,640

💰 Median Household Income
N/A
🏠 Renter Occupied
10.2%
This area
10.2%
State
26.9%
USA
34.0%
💼 Unemployment Rate
10.2%
This area
10.2%
State
-1.4%
USA
3.7%
🎓 College Educated
5.7%
This area
5.7%
State
14.2%
USA
33.7%
👤 Median Age
50.3 years
This area
50.3 years
State
22.7 years
USA
38.9 years
🏚️ Vacancy Rate
9.9%
This area
9.9%
State
17.5%
USA
10.5%
👥 Population by Ethnicity
White 82.7%
Black/African American 10.9%
Other/Mixed 6.3%
👶 Under 18
6.8%
This area
6.8%
USA
22.0%
👴 65 and Over
23.5%
This area
23.5%
USA
17.3%
📊 Poverty Rate
11.5%
This area
11.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 29105

A Avg School Grade
1 Schools
12.7:1 Avg Class Size
$14,610 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Ridge Spring-Monetta Middle/ High

📚 06 – 12 High School
👥
468 Students
👨‍🏫
12.7:1 Class Size
💰
$14,610 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How much should I expect to pay for a home in Monetta, SC?

Monetta, SC median home values land near $133K. That is reasonable territory for investors looking at $999/mo-per-month rentals.

What do rentals go for in Monetta, SC?

Monetta, SC rentals go for roughly $999/mo a month. That puts gross yield in solid territory relative to $133K acquisition costs.

What approach is best for Monetta, SC real estate?

For Monetta, SC, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Is rental property easy to operate in Monetta, SC?

SC ranks as a landlord-friendly state for landlord-tenant law. Monetta generally follows the statewide framework, so landlords face reasonable operating rules.

What is the investability score for Monetta, SC?

With a 3.0/5 investability score, Monetta, SC ranks as a solid market for rental property investors. Median prices of $133K and rents of $999/mo drive the underlying numbers.

You know 29105 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 29105 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 29105 ranks in Augusta-Richmond County, GA-SC

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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