Real Estate Investing in Chinquapin, North Carolina (28521)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Duplin County • Population: 1,554 • Data updated: September 2026

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Should you buy in 28521 (Chinquapin, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 27.0% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Chinquapin, NC (28521)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $219,407
Avg Monthly Rent $1,089
1% Rule ✗ Does Not Meet
Median Income $54,324
% Renters 18.8%

Market Analysis: 28521 Chinquapin

This part of Duplin County is not an easy win. The 28521 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed markets are won on execution, not on spreadsheets. ZIP 28521 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Statewide comparisons place 28521 among NC's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 28521 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 28521 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Chinquapin:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+4.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,089/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$235K$204K$173K$143K$112K$81KJul 2006Jul 2016Jul 2026

📊 How Does 28521 Compare?

Metric 28521 Chinquapin North Carolina
Home Value $219,407 $219,407 $330,565
5-Year CAGR 7.2% 7.2% 7.8%
Avg Rent $1,089 $1,089 -
Cap Rate 3.9% 3.9% -
💡 Why Invest in 28521? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 28521 (Chinquapin, NC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+7.2%
Strong

📊 Market Snapshot

Home Value $219,407
Monthly Rent $1,089
Price-to-Rent 16.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 11.0%

📈 Home Appreciation

1-Year +4.3% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +7.2% ▲
10-Year CAGR +8.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
27.0%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+7.2%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 28521

Population: 1,554

💰 Median Household Income
$54,324
This area
$54,324
State
$63,256
USA
$74,580
🏠 Renter Occupied
18.8%
This area
18.8%
State
27.8%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-19.3%
USA
3.7%
🎓 College Educated
11.1%
This area
11.1%
State
0.5%
USA
33.7%
👤 Median Age
42.3 years
This area
42.3 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
27.0%
This area
27.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 88.5%
Black/African American 6.3%
Hispanic/Latino 5.1%
Other/Mixed 5.1%
👶 Under 18
18.4%
This area
18.4%
USA
22.0%
👴 65 and Over
20.7%
This area
20.7%
USA
17.3%
📊 Poverty Rate
11.3%
This area
11.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 28521

B+ Avg School Grade
1 Schools
14.6:1 Avg Class Size
$11,840 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Chinquapin Elementary

📚 Pre-K – 08 School
👥
511 Students
👨‍🏫
14.6:1 Class Size
💰
$11,840 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the average home sale price in Chinquapin, NC?

Expect median prices around $219K in Chinquapin, NC. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.

What real estate strategy is ideal for Chinquapin, NC?

For Chinquapin, NC, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How much is rent in Chinquapin, NC?

Chinquapin, NC rentals go for roughly $1,089/mo a month. That puts gross yield in solid territory relative to $219K acquisition costs.

Is Chinquapin, NC a good place for real estate investing?

Chinquapin, NC stands at an investability rating of 3.0/5, with median home values near $219K and average rents around $1,089/mo. That combination puts it in the substantial tier for investor interest.

Does Chinquapin, NC favor landlords or tenants?

Rental owners in Chinquapin, NC deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

You know 28521 now. You don’t know where it ranks.

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