Real Estate Investing in Maple Hill, North Carolina (28454)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Onslow County • Population: 2,851 • Data updated: September 2026

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Should you buy in 28454 (Maple Hill, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (62/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.7% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Maple Hill, NC (28454)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $279,505
Avg Monthly Rent $1,539
1% Rule ✗ Does Not Meet
Median Income $59,844
% Renters 14.9%

Market Analysis: 28454 Maple Hill

The 28454 ZIP covers a section of Maple Hill that demands careful diligence. Prices near $280K look accessible, but the work to make a deal cash flow is real.

Distressed markets are won on execution, not on spreadsheets. ZIP 28454 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Nearby ZIPs in Maple Hill have seen price recovery that 28454 has not matched. Onslow County data supports the view that the spread is structural rather than temporary.

The 28454 ZIP's population of 2,851 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.

Distressed ZIPs reward experience. impressive returns are possible in 28454, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Maple Hill:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.7× the median income
Value Trend
Rising (+4.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,539/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Jacksonville, NC Metro Area
More inventory, negotiating room for buyers
47 days
Average time to sell
Average
10.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jacksonville, NC metro data
🏠

Property Strategy for 28454

Which property type performs best in this market?

Best for Cash Flow
3BR
6.8% cap rate
Best for Appreciation
3BR
+9.2% 5yr CAGR
Best Overall Value
3BR
$83,766/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $251,298 $2,370 6.8% +9.2% $83,766
4BR $380,437 $2,860 5.4% +8.3% $95,109

Market Trends

Home Value History (with trend line)

$292K$257K$222K$188K$153K$119KJul 2006Jul 2016Jul 2026

📊 How Does 28454 Compare?

Metric 28454 Maple Hill Jacksonville, NC North Carolina
Home Value $279,505 $279,505 N/A $330,565
5-Year CAGR 6.5% 6.5% N/A 7.8%
Avg Rent $1,539 $1,539 N/A -
Cap Rate 4.3% 4.3% - -
💡 Why Invest in 28454? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 28454 (Maple Hill, NC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
+6.5%
Strong

📉 Market Crash Risk Index

Based on Jacksonville, NC metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
40%
Days Pending
1/2
47 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $279,505
Monthly Rent $1,539
Price-to-Rent 15.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.6%
Cap Rate 4.3%
5-Year IRR 10.8%

📈 Home Appreciation

1-Year +4.8% ▲
3-Year CAGR +4.4% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.7%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.5%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 28454

Population: 2,851

💰 Median Household Income
$59,844
This area
$59,844
State
$63,256
USA
$74,580
🏠 Renter Occupied
14.9%
This area
14.9%
State
27.8%
USA
34.0%
💼 Unemployment Rate
0.2%
This area
0.2%
State
-19.3%
USA
3.7%
🎓 College Educated
22.0%
This area
22.0%
State
0.5%
USA
33.7%
👤 Median Age
31.5 years
This area
31.5 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
9.7%
This area
9.7%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 50.7%
Black/African American 46.6%
Other/Mixed 2.7%
Hispanic/Latino 2.3%
👶 Under 18
29.5%
This area
29.5%
USA
22.0%
👴 65 and Over
10.0%
This area
10.0%
USA
17.3%
📊 Poverty Rate
2.4%
This area
2.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Are eviction rules reasonable in Maple Hill, NC?

Maple Hill, NC falls under NC landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Is it easy to find good tenants in Maple Hill, NC?

Tenant demand in Maple Hill, NC is solid. The local workforce $1,539/mo rents across most rental classes.

Where do home prices stand in Maple Hill, NC?

Maple Hill, NC home values average about $280K. That price point suits investors targeting rentals with $1,539/mo in monthly income.

What real estate strategy is ideal for Maple Hill, NC?

For Maple Hill, NC, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Does a duplex house hack pencil in Maple Hill, NC?

The a challenging house-hack environment in Maple Hill, NC reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

You know 28454 now. You don’t know where it ranks.

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How 28454 ranks in Jacksonville, NC

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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