Real Estate Investing in Concord, North Carolina (28025)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cabarrus County • Population: 57,510 • Data updated: September 2026

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Should you buy in 28025 (Concord, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 13.8% of homes vacant — above national norms.

What’s happening in Concord, NC (28025)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $346,062
Avg Monthly Rent $1,860
1% Rule ✗ Does Not Meet
Median Income $70,595
% Renters 27.8%

Market Analysis: 28025 Concord

This part of Cabarrus County is not an easy win. The 28025 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 28025 can be a a viable market for hunting ground — but the discount at $346K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 28025 among NC's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 28025 ZIP's population of 57,510 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.

The right play in 28025 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Concord:

C+ Average
Buy Confidence Score: 69/100
Affordability
10/25
Appreciation
22/25
Stability
14/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.9× the median income
Value Trend
Stable (+1.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,860/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 28025

Which property type performs best in this market?

Best for Cash Flow
1BR
6.2% cap rate
Best for Appreciation
1BR
+10.4% 5yr CAGR
Best Overall Value
2BR
$106,322/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $153,323 $1,310 6.2% +10.4% $153,323
2BR $212,643 $1,440 4.9% +9.1% $106,322
3BR $322,494 $1,770 4.0% +8.3% $107,498
4BR $440,988 $2,250 3.7% +7.8% $110,247
5BR $542,982 +8.6% $108,596

Market Trends

Home Value History (with trend line)

$366K$315K$263K$212K$160K$109KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,947$1,742$1,538$1,333$1,129$924Jul 2016Jul 2021Jul 2026

📊 How Does 28025 Compare?

Metric 28025 Concord North Carolina
Home Value $346,062 $381,048 $330,565
5-Year CAGR 5.1% 5.0% 7.8%
Avg Rent $1,860 $1,814 -
Cap Rate 4.2% 3.8% -
💡 Why Invest in 28025? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 28025 (Concord, NC). Anonymous, moderated, never written by AI.

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Property managers serving Cabarrus County

Manage rentals here? List your business →

Realty Consultants Property Management is a full-service organization managing single-family, multi-family, apartment, commercial, and retail properties in the Carolinas. summary from their website

Single-familySmall multifamilyCommercial
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APM Rentals provides rental property services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+5.1%
Moderate

📊 Market Snapshot

Home Value $346,062
Monthly Rent $1,860
Price-to-Rent 15.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.5%
Cap Rate 4.2%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +1.3% ▲
3-Year CAGR +1.1% ▲
5-Year CAGR +5.1% ▲
10-Year CAGR +8.0% ▲

🏠 Rent Trends

1-Year +1.4% ▲
3-Year CAGR +3.1% ▲
5-Year CAGR +4.9% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.8%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+5.1%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 28025

Population: 57,510

💰 Median Household Income
$70,595
This area
$70,595
State
$63,256
USA
$74,580
🏠 Renter Occupied
27.8%
This area
27.8%
State
27.8%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-19.3%
USA
3.7%
🎓 College Educated
30.8%
This area
30.8%
State
0.5%
USA
33.7%
👤 Median Age
38.4 years
This area
38.4 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
13.8%
This area
13.8%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 65.2%
Black/African American 21.4%
Other/Mixed 12.3%
Hispanic/Latino 9.1%
Asian 1.1%
👶 Under 18
24.1%
This area
24.1%
USA
22.0%
👴 65 and Over
14.7%
This area
14.7%
USA
17.3%
📊 Poverty Rate
9.3%
This area
9.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 28025

B Avg School Grade
14 Schools
14.3:1 Avg Class Size
$12,307 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Coltrane-Webb Elementary

📚 K – 05 Elementary
👥
354 Students
👨‍🏫
11.8:1 Class Size
💰
$12,307 Per Student
B+ Above Average

A T Allen Elementary

📚 K – 05 Elementary
👥
650 Students
👨‍🏫
13.7:1 Class Size
💰
$12,307 Per Student
B+ Above Average

Beverly Hills Elementary

📚 K – 05 Elementary
👥
304 Students
👨‍🏫
14.9:1 Class Size
💰
$12,307 Per Student
B+ Above Average

Concord Middle

📚 06 – 08 Middle
👥
592 Students
👨‍🏫
14.6:1 Class Size
💰
$12,307 Per Student
B+ Above Average

Patriots Elementary

📚 K – 05 Elementary
👥
790 Students
👨‍🏫
14.9:1 Class Size
💰
$12,307 Per Student
B+ Above Average

R Brown McAllister Elementary

📚 K – 05 Elementary
👥
391 Students
👨‍🏫
14.7:1 Class Size
💰
$12,307 Per Student
B+ Above Average

Rocky River Elementary

📚 Pre-K – 05 Elementary
👥
730 Students
👨‍🏫
13.0:1 Class Size
💰
$12,307 Per Student
B+ Above Average

W M Irvin Elementary

📚 Pre-K – 05 Elementary
👥
620 Students
👨‍🏫
12.8:1 Class Size
💰
$12,307 Per Student
B+ Above Average

Weddington Hills Elementary

📚 K – 05 Elementary
👥
971 Students
👨‍🏫
14.4:1 Class Size
💰
$12,307 Per Student
B Good

C C Griffin Middle

📚 06 – 08 Middle
👥
963 Students
👨‍🏫
17.2:1 Class Size
💰
$12,307 Per Student
B Good

Central Cabarrus High

📚 09 – 12 High School
👥
1,323 Students
👨‍🏫
17.6:1 Class Size
💰
$12,307 Per Student
B Good

Concord High

📚 09 – 12 High School
👥
1,003 Students
👨‍🏫
15.8:1 Class Size
💰
$12,307 Per Student
C+ Average

Cabarrus Co Opportunity School

📚 06 – 12 High School
👥
43 Students
👨‍🏫
4.2:1 Class Size
💰
$12,307 Per Student
C+ Average

Cabarrus Health Sciences Institute

📚 09 – 10 High School
👥
112 Students
👨‍🏫
21.0:1 Class Size
💰
$12,307 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 1,878 Off-Campus Students
C
Cabarrus College of Health Sciences
753 students · 5.8 mi
D
Empire Beauty School-Concord
135 students · 10.5 mi
B
University of North Carolina at Charlotte
30,298 students · 12.6 mi

Investor Insight: With 1,878 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the average home sale price in Concord, NC?

Typical homes in Concord, NC go for around $346K. The 5-year CAGR of 0.0% even-keeled price movement.

What is the tenant pool like in Concord, NC?

Expect a solid tenant pool in Concord, NC. The rental market absorbs $1,860/mo rents without meaningful friction.

Is NC a landlord-friendly state?

Landlord-friendliness in Concord, NC is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

How much is rent in Concord, NC?

Concord, NC rentals go for roughly $1,860/mo a month. That puts gross yield in solid territory relative to $346K acquisition costs.

Does a duplex house hack pencil in Concord, NC?

For house hackers, Concord, NC is a challenging. The $1,860/mo rent on a unit helps defray the mortgage on a $346K property.

You know 28025 now. You don’t know where it ranks.

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How 28025 ranks in Charlotte-Concord-Gastonia, NC-SC

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Cash Flow → Appreciation → Affordable →
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