Real Estate Investing in Concord, North Carolina (28025)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 28025 (Concord, NC)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.8% of homes vacant — above national norms.
What’s happening in Concord, NC (28025)?
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Market Analysis: 28025 Concord
This part of Cabarrus County is not an easy win. The 28025 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
For an experienced owner, 28025 can be a a viable market for hunting ground — but the discount at $346K reflects genuine risk that outside investors often underestimate.
Statewide comparisons place 28025 among NC's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The 28025 ZIP's population of 57,510 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.
The right play in 28025 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Concord:
Property Strategy for 28025
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $153,323 | $1,310 | 6.2% | +10.4% | $153,323 |
| 2BR | $212,643 | $1,440 | 4.9% | +9.1% | $106,322 |
| 3BR | $322,494 | $1,770 | 4.0% | +8.3% | $107,498 |
| 4BR | $440,988 | $2,250 | 3.7% | +7.8% | $110,247 |
| 5BR | $542,982 | — | — | +8.6% | $108,596 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 28025 Compare?
| Metric | 28025 | Concord | North Carolina |
|---|---|---|---|
| Home Value | $346,062 | $381,048 | $330,565 |
| 5-Year CAGR | 5.1% | 5.0% | 7.8% |
| Avg Rent | $1,860 | $1,814 | - |
| Cap Rate | 4.2% | 3.8% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 28025 (Concord, NC). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $346,062 |
| Monthly Rent | $1,860 |
| Price-to-Rent | 15.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.5% |
| Cap Rate | 4.2% |
| 5-Year IRR | 9.3% |
📈 Home Appreciation
| 1-Year | +1.3% ▲ |
| 3-Year CAGR | +1.1% ▲ |
| 5-Year CAGR | +5.1% ▲ |
| 10-Year CAGR | +8.0% ▲ |
🏠 Rent Trends
| 1-Year | +1.4% ▲ |
| 3-Year CAGR | +3.1% ▲ |
| 5-Year CAGR | +4.9% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 28025
Population: 57,510
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 28025
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,878 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the average home sale price in Concord, NC?
Typical homes in Concord, NC go for around $346K. The 5-year CAGR of 0.0% even-keeled price movement.
What is the tenant pool like in Concord, NC?
Expect a solid tenant pool in Concord, NC. The rental market absorbs $1,860/mo rents without meaningful friction.
Is NC a landlord-friendly state?
Landlord-friendliness in Concord, NC is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
How much is rent in Concord, NC?
Concord, NC rentals go for roughly $1,860/mo a month. That puts gross yield in solid territory relative to $346K acquisition costs.
Does a duplex house hack pencil in Concord, NC?
For house hackers, Concord, NC is a challenging. The $1,860/mo rent on a unit helps defray the mortgage on a $346K property.
You know 28025 now. You don’t know where it ranks.
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How 28025 ranks in Charlotte-Concord-Gastonia, NC-SC
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