Fastest-Appreciating ZIP Codes in Charlotte-Concord-Gastonia, NC-SC (2026)

Ranked by 5-year compound annual growth in home values. Fast growth and strong cash flow rarely appear in the same ZIP — this is the other side of that trade.

# ZIP City Home value Rent Cap rate 5-yr growth
1 29055 Great Falls, SC $143,190 $1,053 5.74% 9.0%
2 28207 Charlotte, NC $1,653,352 $2,374 1.12% 7.5%
3 28270 Charlotte, NC $685,331 $1,653 1.88% 7.4%
4 28211 Charlotte, NC $930,502 $1,995 1.67% 6.8%
5 28016 Bessemer City, NC $242,809 $1,366 4.39% 6.6%
6 28226 Charlotte, NC $679,961 $1,674 1.92% 6.6%
7 28277 Charlotte, NC $613,905 $2,039 2.59% 6.5%
8 28101 Mc Adenville, NC $493,278 $1,215 1.92% 6.5%
9 28174 Wingate, NC $319,943 $1,125 2.74% 6.5%
10 28092 Lincolnton, NC $299,745 $1,288 3.35% 6.4%
11 28021 Cherryville, NC $252,011 $1,100 3.40% 6.4%
12 28124 Mount Pleasant, NC $385,633 $1,134 2.29% 6.4%
13 28078 Huntersville, NC $542,846 $1,964 2.82% 6.3%
14 28006 Alexis, NC $349,291 $1,116 2.49% 6.3%
15 28105 Matthews, NC $492,371 $1,696 2.69% 6.3%
16 28173 Waxhaw, NC $704,610 $2,620 2.90% 6.2%
17 28135 Polkton, NC $188,021 $1,107 4.59% 6.2%
18 28104 Matthews, NC $600,394 $2,427 3.15% 6.2%
19 28012 Belmont, NC $424,109 $1,885 3.47% 6.1%
20 29708 Fort Mill, SC $581,091 $1,834 2.46% 6.1%
21 29715 Fort Mill, SC $490,119 $1,845 2.94% 6.1%
22 28164 Stanley, NC $369,636 $2,154 4.54% 6.0%
23 28033 Crouse, NC $300,811 $864 2.24% 6.0%
24 28138 Rockwell, NC $298,020 $1,116 2.92% 6.0%
25 28210 Charlotte, NC $570,692 $1,458 1.99% 6.0%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →