Most Affordable ZIP Codes in Charlotte-Concord-Gastonia, NC-SC (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 28119 1% rule | Morven, NC | $102,422 | $1,206 | 9.18% | 1.9% |
| 2 | 29031 | Carlisle, SC | $105,692 | $1,053 | 7.77% | -0.5% |
| 3 | 28091 | Lilesville, NC | $107,970 | $999 | 7.22% | 1.3% |
| 4 | 28170 | Wadesboro, NC | $128,711 | $999 | 6.05% | 3.6% |
| 5 | 29055 | Great Falls, SC | $143,190 | $1,053 | 5.74% | 9.0% |
| 6 | 28135 | Polkton, NC | $188,021 | $1,107 | 4.59% | 6.2% |
| 7 | 29706 | Eureka Mill, SC | $191,493 | $891 | 3.63% | 5.5% |
| 8 | 28159 | Spencer, NC | $206,086 | $1,161 | 4.39% | 6.0% |
| 9 | 28052 | Gastonia, NC | $216,394 | $1,396 | 5.03% | 5.4% |
| 10 | 28133 | Peachland, NC | $234,042 | $1,080 | 3.60% | 6.0% |
| 11 | 28144 | Salisbury, NC | $234,972 | $1,522 | 5.05% | 5.3% |
| 12 | 28016 | Bessemer City, NC | $242,809 | $1,366 | 4.39% | 6.6% |
| 13 | 28021 | Cherryville, NC | $252,011 | $1,100 | 3.40% | 6.4% |
| 14 | 29714 | Fort Lawn, SC | $253,150 | $1,242 | 3.83% | 5.1% |
| 15 | 29742 | Sharon, SC | $259,174 | $1,197 | 3.60% | 3.1% |
| 16 | 28083 | Kannapolis, NC | $270,127 | $1,634 | 4.72% | 5.6% |
| 17 | 28054 | Gastonia, NC | $272,917 | $1,473 | 4.21% | 5.8% |
| 18 | 28098 | Lowell, NC | $273,819 | $1,278 | 3.64% | 6.0% |
| 19 | 27054 | Woodleaf, NC | $275,434 | $1,044 | 2.96% | 4.3% |
| 20 | 29729 | Richburg, SC | $276,461 | $1,206 | 3.40% | 3.7% |
| 21 | 28088 | Landis, NC | $280,319 | $1,425 | 3.97% | 5.4% |
| 22 | 29743 | Smyrna, SC | $282,172 | $873 | 2.41% | 2.6% |
| 23 | 28677 | Statesville, NC | $283,657 | $1,537 | 4.23% | 5.6% |
| 24 | 28034 | Dallas, NC | $287,676 | $1,853 | 5.02% | 5.5% |
| 25 | 28634 | Harmony, NC | $289,350 | $909 | 2.45% | 5.5% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Charlotte-Concord-Gastonia, NC-SC · Appreciation in Charlotte-Concord-Gastonia, NC-SC
Or see the full Charlotte-Concord-Gastonia, NC-SC metro profile.