Real Estate Investing in Seaboard, North Carolina (27876)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Northampton County • Population: 1,181 • Data updated: September 2026

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Should you buy in 27876 (Seaboard, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 21.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Seaboard, NC (27876)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $99,434
Avg Monthly Rent $981
1% Rule ✗ Does Not Meet
Median Income $46,448
% Renters 26.6%

Market Analysis: 27876 Seaboard

Investors eyeing 27876 need to respect the fundamentals at play. Home values of $99K come alongside slower price movement and elevated management overhead.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $99K asset, 27876 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 27876 among NC's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 27876 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

New investors are better served looking at Seaboard's stable or hybrid ZIPs before stepping into 27876. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Seaboard:

C+ Average
Buy Confidence Score: 67/100
Affordability
25/25
Appreciation
14/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.1× the median income
Value Trend
Rising (+6.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $981/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Roanoke Rapids, NC Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Roanoke Rapids, NC metro data
🏠

Property Strategy for 27876

Which property type performs best in this market?

Best for Cash Flow
2BR
14.8% cap rate
Best for Appreciation
2BR
+6.2% 5yr CAGR
Best Overall Value
2BR
$26,601/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $53,202 $1,090 14.8% +6.2% $26,601
3BR $104,502 $1,310 9.0% +4.3% $34,834

Market Trends

Home Value History (with trend line)

$108K$94K$79K$65K$50K$36KJan 2012May 2019Jul 2026

📊 How Does 27876 Compare?

Metric 27876 Seaboard Roanoke Rapids, NC North Carolina
Home Value $99,434 $99,434 N/A $330,565
5-Year CAGR 1.9% 1.9% N/A 7.8%
Avg Rent $981 $981 N/A -
Cap Rate 7.7% 7.7% - -
💡 Why Invest in 27876? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 27876 (Seaboard, NC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.7%
Good
5yr Growth
+1.9%
Slow

📉 Market Crash Risk Index

Based on Roanoke Rapids, NC metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
66%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $99,434
Monthly Rent $981
Price-to-Rent 8.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 11.8%
Cap Rate 7.7%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +6.0% ▲
3-Year CAGR +4.9% ▲
5-Year CAGR +1.9% ▲
10-Year CAGR +7.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.7%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.7%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.6%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+1.9%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 27876

Population: 1,181

💰 Median Household Income
$46,448
This area
$46,448
State
$63,256
USA
$74,580
🏠 Renter Occupied
26.6%
This area
26.6%
State
27.8%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-19.3%
USA
3.7%
🎓 College Educated
10.8%
This area
10.8%
State
0.5%
USA
33.7%
👤 Median Age
60.6 years
This area
60.6 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
21.6%
This area
21.6%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
Black/African American 63.3%
White 34.5%
Other/Mixed 2.2%
👶 Under 18
11.3%
This area
11.3%
USA
22.0%
👴 65 and Over
43.3%
This area
43.3%
USA
17.3%
📊 Poverty Rate
7.8%
This area
7.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 126 Off-Campus Students
C
Halifax Community College
1,013 students · 12.6 mi

Frequently Asked Questions

Is Seaboard, NC a good place for real estate investing?

Seaboard, NC scores 3.0/5 for investability. Home values sit at $99K and rents near $981/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Should investors worry about vacancy in Seaboard, NC?

Expect elevated vacancy in Seaboard, NC. Rents at $981/mo are absorbed by the tenant base without meaningful lag.

Is Seaboard, NC good for landlords?

The landlord environment in Seaboard, NC is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Can I live-in-and-rent in Seaboard, NC?

House hacking in Seaboard, NC is reasonable to execute. Prices around $99K and rents of $981/mo solid owner-occupant economics.

How strong are rents in Seaboard, NC?

Seaboard, NC rentals go for roughly $981/mo a month. That puts gross yield in solid territory relative to $99K acquisition costs.

You know 27876 now. You don’t know where it ranks.

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How 27876 ranks in Roanoke Rapids, NC

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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