Real Estate Investing in Jackson, North Carolina (27845)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Northampton • Population: 2,339 • Data updated: September 2026

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Should you buy in 27845 (Jackson, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (62/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 14.8% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.4% CAGR).

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Jackson, NC (27845)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $108,309
Avg Monthly Rent $837
1% Rule ✗ Does Not Meet
Median Income $45,341
% Renters 40.6%

Market Analysis: 27845 Jackson

Not every below-median market is a bargain. Jackson's 27845 ZIP reflects signals that favor experienced operators who can absorb the risk $108K pricing implies.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $108K asset, 27845 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 27845 among NC's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Stepping back, 2,339 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 27845 is an operator game, not a passive one. From a cash-flow lens, entry prices of $108K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jackson:

C+ Average
Buy Confidence Score: 65/100
Affordability
25/25
Appreciation
10/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.4× the median income
Value Trend
Rising (+3.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $837/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 27845

Which property type performs best in this market?

Best for Cash Flow
2BR
12.0% cap rate
Best for Appreciation
2BR
+4.4% 5yr CAGR
Best Overall Value
2BR
$28,005/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $56,010 $930 12.0% +4.4% $28,005
3BR $111,682 $1,120 7.2% +2.6% $37,227

Market Trends

Home Value History (with trend line)

$129K$113K$96K$80K$63K$47KJan 2012May 2019Jul 2026

📊 How Does 27845 Compare?

Metric 27845 Jackson North Carolina
Home Value $108,309 $108,309 $330,565
5-Year CAGR 0.4% 0.4% 7.8%
Avg Rent $837 $837 -
Cap Rate 6.0% 6.0% -
💡 Why Invest in 27845? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 41% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 27845 (Jackson, NC). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 27845 (Jackson, NC)?

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Investability
Good
Cap Rate
6.0%
Good
5yr Growth
+0.4%
Slow

📊 Market Snapshot

Home Value $108,309
Monthly Rent $837
Price-to-Rent 10.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.3%
Cap Rate 6.0%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year +3.5% ▲
3-Year CAGR +1.6% ▲
5-Year CAGR +0.4% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 6.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.8%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+0.4%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 27845

Population: 2,339

💰 Median Household Income
$45,341
This area
$45,341
State
$63,256
USA
$74,580
🏠 Renter Occupied
40.6%
This area
40.6%
State
27.8%
USA
34.0%
💼 Unemployment Rate
3.9%
This area
3.9%
State
-19.3%
USA
3.7%
🎓 College Educated
15.9%
This area
15.9%
State
0.5%
USA
33.7%
👤 Median Age
43.2 years
This area
43.2 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
14.8%
This area
14.8%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
Black/African American 59.4%
White 35.2%
Other/Mixed 5.4%
Hispanic/Latino 2.3%
👶 Under 18
17.7%
This area
17.7%
USA
22.0%
👴 65 and Over
20.1%
This area
20.1%
USA
17.3%
📊 Poverty Rate
10.5%
This area
10.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 27845

B+ Avg School Grade
2 Schools
16.7:1 Avg Class Size
$21,503 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Central Elementary

📚 Pre-K – 03 Elementary
👥
293 Students
👨‍🏫
16.7:1 Class Size
💰
$21,503 Per Student
B Good

Northampton Virtual Academy

📚 06 – 12 High School
👥
15 Students
💰
$21,503 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 126 Off-Campus Students
C
Halifax Community College
1,013 students · 10.9 mi

Frequently Asked Questions

How much should I expect to pay for a home in Jackson, NC?

Jackson, NC home values average about $108K. That price point suits investors targeting rentals with $837/mo in monthly income.

What is the smart move for investors in Jackson, NC?

A careful cash-flow rentals with hands-on management strategy Jackson, NC best. The market produces stable results for that approach at the $108K price point.

How qualified is the tenant pool in Jackson, NC?

Jackson, NC draws a stable base of working renters. Demand at the $837/mo rent level is reasonable for standard single-family and small multi rentals.

How strong is Jackson, NC for real estate investors?

Investors tracking Jackson, NC will find a 3.0/5 rating supported by $108K median home values and $837/mo rents. That profile suits long-term holders targeting measured returns.

Is Jackson, NC a friendly market for rental owners?

Jackson, NC operates under NC law, which is landlord-friendly overall for landlords. Expect measured treatment in typical lease and eviction cases.

You know 27845 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 27845 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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