Real Estate Investing in Blounts Creek, North Carolina (27814)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Beaufort County • Population: 1,746 • Data updated: September 2026

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Should you buy in 27814 (Blounts Creek, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 45.5% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Blounts Creek, NC (27814)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $187,714
Avg Monthly Rent $837
1% Rule ✗ Does Not Meet
Median Income $81,406
% Renters 4.7%

Market Analysis: 27814 Blounts Creek

Not every below-median market is a bargain. Blounts Creek's 27814 ZIP comes in at signals that favor experienced operators who can absorb the risk $188K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 27814 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

In the broader NC picture, 27814 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Put differently, 1,746 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 27814 is an operator game, not a passive one. On the rental side, entry prices of $188K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Blounts Creek:

B Good
Buy Confidence Score: 71/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.3× the median income
Value Trend
Stable (+0.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $837/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Washington, NC Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Washington, NC metro data

Market Trends

Home Value History (with trend line)

$202K$177K$152K$128K$103K$78KJan 2012May 2019Jul 2026

📊 How Does 27814 Compare?

Metric 27814 Blounts Creek Washington, NC North Carolina
Home Value $187,714 $187,714 N/A $330,565
5-Year CAGR 4.6% 4.6% N/A 7.8%
Avg Rent $837 $837 N/A -
Cap Rate 3.5% 3.5% - -
💡 Why Invest in 27814? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 27814 (Blounts Creek, NC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+4.6%
Moderate

📉 Market Crash Risk Index

Based on Washington, NC metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $187,714
Monthly Rent $837
Price-to-Rent 18.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +0.1% ▲
3-Year CAGR +3.7% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
45.5%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.6%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 27814

Population: 1,746

💰 Median Household Income
$81,406
This area
$81,406
State
$63,256
USA
$74,580
🏠 Renter Occupied
4.7%
This area
4.7%
State
27.8%
USA
34.0%
💼 Unemployment Rate
3.5%
This area
3.5%
State
-19.3%
USA
3.7%
🎓 College Educated
25.9%
This area
25.9%
State
0.5%
USA
33.7%
👤 Median Age
50.6 years
This area
50.6 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
45.5%
This area
45.5%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 75.0%
Black/African American 21.5%
Other/Mixed 3.5%
Hispanic/Latino 1.5%
👶 Under 18
17.3%
This area
17.3%
USA
22.0%
👴 65 and Over
25.9%
This area
25.9%
USA
17.3%
📊 Poverty Rate
7.1%
This area
7.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 1,037 Off-Campus Students
C
Beaufort County Community College
1,785 students · 10.8 mi

Investor Insight: With 1,037 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How expensive is real estate in Blounts Creek, NC?

Median home price in Blounts Creek, NC is near $188K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.

What is it like being a landlord in Blounts Creek, NC?

NC ranks as a landlord-friendly state for landlord-tenant law. Blounts Creek generally follows the statewide framework, so landlords face reasonable operating rules.

What is the tenant pool like in Blounts Creek, NC?

Expect a solid tenant pool in Blounts Creek, NC. The rental market absorbs $837/mo rents without meaningful friction.

Is Blounts Creek, NC suited for a house hack?

The a challenging house-hack environment in Blounts Creek, NC reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

What real estate strategy is ideal for Blounts Creek, NC?

Blounts Creek, NC investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($188K prices, $837/mo rents) make it a reasonable choice.

You know 27814 now. You don’t know where it ranks.

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How 27814 ranks in Washington, NC

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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