Real Estate Investing in Moundsville, West Virginia (26039)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Marshall County • Population: 383 • Data updated: September 2026

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Should you buy in 26039 (Moundsville, WV)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (44/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 43.6% of homes vacant — above national norms.
  • Elevated poverty: 38.5% poverty rate — can affect rent collection.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Moundsville, WV (26039)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $147,816
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income N/A
% Renters 33.8%

Market Analysis: 26039 Moundsville

Investors eyeing 26039 need to respect the fundamentals at play. Home values of $148K come alongside slower price movement and elevated management overhead.

Stepping back, the numbers look inviting — $148K purchase price, 0.0% nominal cap — the work to hit that pro forma in 26039 is substantial and deserves full respect.

Statewide comparisons place 26039 among WV's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

A solid renter share of 34% in 26039 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategically, 26039 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Moundsville:

Affordability
Affordable
Homes cost × the median income
Value Trend
Rising (+11.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Wheeling, WV-OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Wheeling, WV-OH metro data

Market Trends

Home Value History (with trend line)

$156K$136K$117K$97K$78K$58KApr 2007Dec 2016Jul 2026

📊 How Does 26039 Compare?

Metric 26039 Moundsville Wheeling, WV-OH West Virginia
Home Value $147,816 $139,491 N/A $169,372
5-Year CAGR 4.1% 2.7% N/A 6.1%
Avg Rent $918 $914 N/A -
Cap Rate 4.8% 5.1% - -
💡 Why Invest in 26039? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 26039 (Moundsville, WV). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.8%
Fair
5yr Growth
+4.1%
Moderate

📊 Market Snapshot

Home Value $147,816
Monthly Rent $918
Price-to-Rent 13.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.5%
Cap Rate 4.8%
5-Year IRR 9.0%

📈 Home Appreciation

1-Year +11.4% ▲
3-Year CAGR +7.1% ▲
5-Year CAGR +4.1% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
43.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 26039

Population: 383

💰 Median Household Income
N/A
🏠 Renter Occupied
33.8%
This area
33.8%
State
19.0%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-19.8%
USA
3.7%
🎓 College Educated
45.6%
This area
45.6%
State
-9.6%
USA
33.7%
👤 Median Age
63.3 years
This area
63.3 years
State
-3.8 years
USA
38.9 years
🏚️ Vacancy Rate
43.6%
This area
43.6%
State
23.5%
USA
10.5%
👥 Population by Ethnicity
White 99.2%
Other/Mixed 0.8%
👶 Under 18
9.6%
This area
9.6%
USA
22.0%
👴 65 and Over
40.2%
This area
40.2%
USA
17.3%
📊 Poverty Rate
38.5%
This area
38.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
B
B M Spurr School of Practical Nursing
16 students · 10.0 mi

Frequently Asked Questions

What are vacancy rates like in Moundsville, WV?

Vacancy risk in Moundsville, WV is elevated. That supports measured cash flow for typical rental holds.

What is the average monthly rent in Moundsville, WV?

The typical rental in Moundsville, WV commands about $918/mo monthly. That rent profile steady cash flow against the $148K purchase basis.

Is WV a landlord-friendly state?

WV ranks as a landlord-friendly state for landlord-tenant law. Moundsville generally follows the statewide framework, so landlords face reasonable operating rules.

Is Moundsville, WV a good market for FHA house hackers?

The house hack math a challenging in Moundsville, WV. Owner-occupant buyers benefit from the $918/mo rents and $148K home values.

How strong is Moundsville, WV for real estate investors?

Our data puts Moundsville, WV at 3.0/5 for investability. Home prices of $148K and rents around $918/mo create a solid backdrop for investor activity.

You know 26039 now. You don’t know where it ranks.

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How 26039 ranks in Wheeling, WV-OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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