Real Estate Investing in Rockville, Maryland (20850)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Montgomery County • Population: 50,365 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 20850 (Rockville, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Rockville, MD (20850)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $685,111
Avg Monthly Rent $2,546
1% Rule ✗ Does Not Meet
Median Income $125,268
% Renters 46.6%

Market Analysis: 20850 Rockville

The 20850 ZIP covers a section of Rockville that demands careful diligence. Prices near $685K look accessible, but the work to make a deal cash flow is real.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $685K asset, 20850 is the wrong submarket. If the plan prices in friction, the yield can still work.

The gap between 20850 and stronger Rockville ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Employment concentration in 20850 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 20850 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rockville:

C+ Average
Buy Confidence Score: 61/100
Affordability
10/25
Appreciation
14/25
Stability
14/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.5× the median income
Value Trend
Declining (-0.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,546/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 20850

Which property type performs best in this market?

Best for Cash Flow
1BR
6.8% cap rate
Best for Appreciation
5BR
+5.3% 5yr CAGR
Best Overall Value
2BR
$205,184/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $261,615 $2,460 6.8% +2.2% $261,615
2BR $410,368 $2,740 4.8% +3.9% $205,184
3BR $659,527 $3,460 3.8% +4.2% $219,842
4BR $859,417 $4,060 3.4% +4.4% $214,854
5BR $1,103,109 +5.3% $220,622

Market Trends

Home Value History (with trend line)

$723K$663K$604K$545K$485K$426KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,600$2,443$2,285$2,128$1,970$1,813Jul 2016Jul 2021Jul 2026

📊 How Does 20850 Compare?

Metric 20850 Rockville Maryland
Home Value $685,111 $600,254 $424,997
5-Year CAGR 2.4% 2.4% 4.9%
Avg Rent $2,546 $2,719 -
Cap Rate 2.9% 3.6% -
💡 Why Invest in 20850? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 47% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 20850 (Rockville, MD). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 20850 (Rockville, MD)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Montgomery County

Manage rentals here? List your business →

American Community Management provides community association management and HOA services across Maryland, Virginia, and D.C. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Iko Community Management provides HOA and community association management services in Columbia, MD and Suburban Maryland. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Melan Property Management delivers proactive property management solutions for multifamily and commercial real estate across Maryland, Washington D.C., and Miami. summary from their website

Small multifamilyCommercial
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+2.4%
Slow

📊 Market Snapshot

Home Value $685,111
Monthly Rent $2,546
Price-to-Rent 22.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 5.3%

📈 Home Appreciation

1-Year -0.1% ▼
3-Year CAGR +2.2% ▲
5-Year CAGR +2.4% ▲
10-Year CAGR +2.8% ▲

🏠 Rent Trends

1-Year +1.2% ▲
3-Year CAGR +1.9% ▲
5-Year CAGR +3.5% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.2%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+2.4%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 20850

Population: 50,365

💰 Median Household Income
$125,268
This area
$125,268
State
$107,932
USA
$74,580
🏠 Renter Occupied
46.6%
This area
46.6%
State
23.8%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-20.0%
USA
3.7%
🎓 College Educated
66.5%
This area
66.5%
State
10.6%
USA
33.7%
👤 Median Age
40.2 years
This area
40.2 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
6.2%
This area
6.2%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 48.3%
Asian 26.4%
Other/Mixed 13.8%
Black/African American 11.4%
Hispanic/Latino 9.9%
👶 Under 18
19.7%
This area
19.7%
USA
22.0%
👴 65 and Over
18.5%
This area
18.5%
USA
17.3%
📊 Poverty Rate
6.0%
This area
6.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 20850

A Avg School Grade
11 Schools
13.1:1 Avg Class Size
$20,473 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

College Gardens Elementary

📚 Pre-K – 05 Elementary
👥
506 Students
👨‍🏫
14.5:1 Class Size
💰
$20,473 Per Student
A+ Excellent

Lakewood Elementary

📚 K – 05 Elementary
👥
439 Students
👨‍🏫
14.7:1 Class Size
💰
$20,473 Per Student
A+ Excellent

Maryvale Elementary

📚 Pre-K – 05 Elementary
👥
631 Students
👨‍🏫
13.9:1 Class Size
💰
$20,473 Per Student
A Very Good

Beall Elementary

📚 Pre-K – 05 Elementary
👥
490 Students
👨‍🏫
15.8:1 Class Size
💰
$20,473 Per Student
A Very Good

Fallsmead Elementary

📚 K – 05 Elementary
👥
515 Students
👨‍🏫
15.2:1 Class Size
💰
$20,473 Per Student
A Very Good

Julius West Middle

📚 06 – 08 Middle
👥
1,307 Students
👨‍🏫
14.5:1 Class Size
💰
$20,473 Per Student
A Very Good

Robert Frost Middle School

📚 06 – 08 Middle
👥
958 Students
👨‍🏫
16.3:1 Class Size
💰
$20,473 Per Student
A Very Good

Carl Sandburg Center

📚 K – 05 Elementary
👥
79 Students
👨‍🏫
4.5:1 Class Size
💰
$20,473 Per Student
A Very Good
👥
74 Students
👨‍🏫
3.7:1 Class Size
💰
$20,473 Per Student
B Good

Thomas S. Wootton High

📚 09 – 12 High School
👥
1,875 Students
👨‍🏫
18.4:1 Class Size
💰
$20,473 Per Student
C+ Average

PEP - Itinerant

📚 Grade PK Elementary
👥
96 Students
💰
$20,473 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,271 Off-Campus Students
C+
Montgomery College
17,780 students · 1.3 mi
C
Hair Expressions Academy
79 students · 4.0 mi
C
Omega Studios' School of Applied Recording Arts & Sciences
74 students · 4.1 mi
C
SANS Technology Institute
1,771 students · 5.1 mi
C+
Yeshiva College of the Nations Capital
57 students · 8.7 mi
C+
Avi Career Training
74 students · 10.2 mi
D
Montgomery Beauty School
68 students · 11.5 mi
C
Wesley Theological Seminary
450 students · 11.5 mi

Investor Insight: With 3,271 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What price range are homes in Rockville, MD?

Rockville, MD median home values land near $685K. That is reasonable territory for investors looking at $2,546/mo-per-month rentals.

How does Rockville, MD rate as a rental market?

The 3.0/5 investability rating in Rockville, MD reflects its $685K prices and $2,546/mo rents. Investors generally consider it a solid option within MD.

What is the typical renter like in Rockville, MD?

Rockville, MD draws a steady base of working renters. Demand at the $2,546/mo rent level is reasonable for standard single-family and small multi rentals.

What are vacancy rates like in Rockville, MD?

Rockville, MD vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Is Rockville, MD a friendly market for rental owners?

MD ranks as a landlord-friendly state for landlord-tenant law. Rockville generally follows the statewide framework, so landlords face reasonable operating rules.

You know 20850 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 20850 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 20850 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 20850 (Rockville)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 20850 (Rockville, MD).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.