Real Estate Investing in Galesville, Maryland (20765)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 20765 (Galesville, MD)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 19.9% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 34.0 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Galesville, MD (20765)?
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Market Analysis: 20765 Galesville
Not every below-median market is a bargain. Galesville's 20765 ZIP shows signals that favor experienced operators who can absorb the risk $650K pricing implies.
The investment case in 20765 is healthy only for operators who understand what they are buying. A $650K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Statewide comparisons place 20765 among MD's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The 20765 ZIP's population of 631 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.
The 20765 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Galesville:
Market Trends
Home Value History (with trend line)
📊 How Does 20765 Compare?
| Metric | 20765 | Galesville | Baltimore-Columbia-Towson, MD | Maryland |
|---|---|---|---|---|
| Home Value | $650,277 | $650,277 | N/A | $424,997 |
| 5-Year CAGR | 2.4% | 2.4% | N/A | 4.9% |
| Avg Rent | $1,593 | $1,593 | N/A | - |
| Cap Rate | 1.9% | 1.9% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 20765 (Galesville, MD). Anonymous, moderated, never written by AI.
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Property managers serving Anne Arundel County
Manage rentals here? List your business →American Community Management provides community association management and HOA services across Maryland, Virginia, and D.C. summary from their website
Annapolis Property Services offers property management for homes, apartments, and house rentals, including marketing, tenant screening, rent guarantee, and maintenance. summary from their website
J&L Property Management offers back-office support for association needs, including self-managed, on-site, and portfolio-managed communities. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $650,277 |
| Monthly Rent | $1,593 |
| Price-to-Rent | 34.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.9% |
| Cap Rate | 1.9% |
| 5-Year IRR | 4.3% |
📈 Home Appreciation
| 1-Year | +1.5% ▲ |
| 3-Year CAGR | +2.2% ▲ |
| 5-Year CAGR | +2.4% ▲ |
| 10-Year CAGR | +4.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 20765
Population: 631
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 20765
Schools in This ZIP Code
Nearby Schools (1 more)
Schools in adjacent ZIP codes that may serve this area
Shady Side Elementary
About Repit School Scores
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We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 8,156 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What are home prices like in Galesville, MD?
Expect median prices around $650K in Galesville, MD. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.
Are tenants stable in Galesville, MD?
The renter base in Galesville, MD is reasonable for the $1,593/mo price point. Screening well and pricing to market typically yields stable tenants.
Is MD a landlord-friendly state?
Galesville, MD falls under MD landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
Can I live-in-and-rent in Galesville, MD?
House hacking in Galesville, MD is reasonable to execute. Prices around $650K and rents of $1,593/mo solid owner-occupant economics.
Does Galesville, MD make sense for an investment property?
Investors tracking Galesville, MD will find a 2.0/5 rating supported by $650K median home values and $1,593/mo rents. That profile suits long-term holders targeting stable returns.
You know 20765 now. You don’t know where it ranks.
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How 20765 ranks in Baltimore-Columbia-Towson, MD
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