Real Estate Investing in Ridge, Maryland (20680)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 20680 (Ridge, MD)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 19.5% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Ridge, MD (20680)?
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Market Analysis: 20680 Ridge
Not every below-median market is a bargain. Ridge's 20680 ZIP reflects signals that favor experienced operators who can absorb the risk $448K pricing implies.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 20680 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
The gap between 20680 and stronger Ridge ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The 20680 ZIP's population of 702 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
Experienced landlords with local relationships tend to find 20680 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Ridge:
Market Trends
Home Value History (with trend line)
📊 How Does 20680 Compare?
| Metric | 20680 | Ridge | California-Lexington Park, MD | Maryland |
|---|---|---|---|---|
| Home Value | $447,830 | $447,830 | N/A | $424,997 |
| 5-Year CAGR | 2.4% | 2.4% | N/A | 4.9% |
| Avg Rent | $1,647 | $1,647 | N/A | - |
| Cap Rate | 2.9% | 2.9% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 20680 (Ridge, MD). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $447,830 |
| Monthly Rent | $1,647 |
| Price-to-Rent | 22.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.9% |
| 5-Year IRR | 5.2% |
📈 Home Appreciation
| 1-Year | +3.7% ▲ |
| 3-Year CAGR | +2.4% ▲ |
| 5-Year CAGR | +2.4% ▲ |
| 10-Year CAGR | +4.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 20680
Population: 702
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 20680
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What do rentals go for in Ridge, MD?
Rents in Ridge, MD run near $1,647/mo. Compared with median home prices of $448K that produces solid gross yields for typical rentals.
What are vacancy rates like in Ridge, MD?
Ridge, MD carries elevated vacancy risk. Expect stable absorption at market rents of $1,647/mo.
What is the investability score for Ridge, MD?
With a 3.0/5 investability score, Ridge, MD ranks as a solid market for rental property investors. Median prices of $448K and rents of $1,647/mo drive the underlying numbers.
Is MD a landlord-friendly state?
MD ranks as a landlord-friendly state for landlord-tenant law. Ridge generally follows the statewide framework, so landlords face reasonable operating rules.
How much does a house cost in Ridge, MD?
The median home value in Ridge, MD is roughly $448K. That puts it reasonable relative to the MD statewide average.
You know 20680 now. You don’t know where it ranks.
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How 20680 ranks in California-Lexington Park, MD
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