Real Estate Investing in Tall Timbers, Maryland (20690)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 20690 (Tall Timbers, MD)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 33.1% of homes vacant — above national norms.
- Higher unemployment: 11.8% unemployment — tenant risk signal.
- High price-to-rent: Price-to-rent ratio 26.2 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Tall Timbers, MD (20690)?
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Market Analysis: 20690 Tall Timbers
The 20690 ZIP in Tall Timbers, MD is a local-operator market. Outside capital chasing a $526K entry has to pair deep knowledge with the discount.
The investment case in 20690 is robust only for operators who understand what they are buying. A $526K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Regionally, 20690 sits on the difficult end of the MD spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.
The 20690 ZIP's population of 1,046 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.
The 20690 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Tall Timbers:
Market Trends
Home Value History (with trend line)
📊 How Does 20690 Compare?
| Metric | 20690 | Tall Timbers | California-Lexington Park, MD | Maryland |
|---|---|---|---|---|
| Home Value | $525,753 | $505,701 | N/A | $424,997 |
| 5-Year CAGR | 3.5% | 4.4% | N/A | 4.9% |
| Avg Rent | $1,674 | $1,674 | N/A | - |
| Cap Rate | 2.5% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 20690 (Tall Timbers, MD). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $525,753 |
| Monthly Rent | $1,674 |
| Price-to-Rent | 26.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.8% |
| Cap Rate | 2.5% |
| 5-Year IRR | 6.0% |
📈 Home Appreciation
| 1-Year | +3.3% ▲ |
| 3-Year CAGR | +3.4% ▲ |
| 5-Year CAGR | +3.5% ▲ |
| 10-Year CAGR | +4.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 20690
Population: 1,046
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 20690
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Are there empty rentals in Tall Timbers, MD?
Vacancy in Tall Timbers, MD is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,674/mo.
Is rental property easy to operate in Tall Timbers, MD?
Landlord-friendliness in Tall Timbers, MD is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Are renters plentiful in Tall Timbers, MD?
Tall Timbers, MD draws a measured base of working renters. Demand at the $1,674/mo rent level is reasonable for standard single-family and small multi rentals.
How much rent can I charge in Tall Timbers, MD?
Rents in Tall Timbers, MD run near $1,674/mo. Compared with median home prices of $526K that produces solid gross yields for typical rentals.
How viable is house hacking in Tall Timbers, MD?
The house hack math a challenging in Tall Timbers, MD. Owner-occupant buyers benefit from the $1,674/mo rents and $526K home values.
You know 20690 now. You don’t know where it ranks.
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