Real Estate Investing in Lexington Park, Maryland (20653)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Marys County • Population: 26,799 • Data updated: September 2026

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Should you buy in 20653 (Lexington Park, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Lexington Park, MD (20653)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $392,370
Avg Monthly Rent $1,722
1% Rule ✗ Does Not Meet
Median Income $96,650
% Renters 44.9%

Market Analysis: 20653 Lexington Park

This part of Saint Marys County is not an easy win. The 20653 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $392K asset, 20653 is the wrong submarket. If the plan prices in friction, the yield can still work.

ZIP 20653's metrics run below Saint Marys County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Meanwhile, 26,799 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 20653 is an operator game, not a passive one. From an investor standpoint, entry prices of $392K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lexington Park:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+4.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,722/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
California-Lexington Park, MD Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from California-Lexington Park, MD metro data
🏠

Property Strategy for 20653

Which property type performs best in this market?

Best for Cash Flow
2BR
5.6% cap rate
Best for Appreciation
2BR
+8.0% 5yr CAGR
Best Overall Value
5BR
$100,638/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $228,077 $1,770 5.6% +8.0% $114,039
3BR $326,154 $2,190 4.8% +6.9% $108,718
4BR $436,733 $2,790 4.6% +6.0% $109,183
5BR $503,190 +6.1% $100,638

Market Trends

Home Value History (with trend line)

$406K$368K$330K$293K$255K$217KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,886$1,733$1,579$1,425$1,271$1,118Feb 2019Nov 2022Jul 2026

📊 How Does 20653 Compare?

Metric 20653 Lexington Park California-Lexington Park, MD Maryland
Home Value $392,370 $449,807 N/A $424,997
5-Year CAGR 4.1% 3.4% N/A 4.9%
Avg Rent $1,722 $1,685 N/A -
Cap Rate 3.4% 3.0% - -
💡 Why Invest in 20653? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 45% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 20653 (Lexington Park, MD). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+4.1%
Moderate

📊 Market Snapshot

Home Value $392,370
Monthly Rent $1,722
Price-to-Rent 19.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.3%
Cap Rate 3.4%
5-Year IRR 7.6%

📈 Home Appreciation

1-Year +4.5% ▲
3-Year CAGR +3.6% ▲
5-Year CAGR +4.1% ▲
10-Year CAGR +4.7% ▲

🏠 Rent Trends

1-Year -6.0% ▼
3-Year CAGR +2.2% ▲
5-Year CAGR +2.7% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.9%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.1%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 20653

Population: 26,799

💰 Median Household Income
$96,650
This area
$96,650
State
$107,932
USA
$74,580
🏠 Renter Occupied
44.9%
This area
44.9%
State
23.8%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-20.0%
USA
3.7%
🎓 College Educated
33.8%
This area
33.8%
State
10.6%
USA
33.7%
👤 Median Age
34.7 years
This area
34.7 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
7.9%
This area
7.9%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 58.6%
Black/African American 24.2%
Other/Mixed 12.1%
Hispanic/Latino 5.6%
Asian 5.1%
👶 Under 18
21.7%
This area
21.7%
USA
22.0%
👴 65 and Over
11.9%
This area
11.9%
USA
17.3%
📊 Poverty Rate
13.2%
This area
13.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 20653

A Avg School Grade
6 Schools
14.2:1 Avg Class Size
$17,616 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Green Holly Elementary School

📚 Pre-K – 05 Elementary
👥
500 Students
👨‍🏫
12.4:1 Class Size
💰
$17,616 Per Student
A+ Excellent

Lexington Park Elementary

📚 Pre-K – 05 Elementary
👥
418 Students
👨‍🏫
13.6:1 Class Size
💰
$17,616 Per Student
A Very Good

Chesapeake Charter School

📚 K – 08 School Charter
👥
540 Students
👨‍🏫
13.9:1 Class Size
💰
$17,616 Per Student
A Very Good

Town Creek Elementary

📚 Pre-K – 05 Elementary
👥
223 Students
👨‍🏫
13.7:1 Class Size
💰
$17,616 Per Student
B+ Above Average

Esperanza Middle

📚 06 – 08 Middle
👥
842 Students
👨‍🏫
15.9:1 Class Size
💰
$17,616 Per Student
B+ Above Average

Spring Ridge Middle

📚 06 – 08 Middle
👥
960 Students
👨‍🏫
16.0:1 Class Size
💰
$17,616 Per Student

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Park Hall Elementary

📚 Pre-K – 05 Elementary
📍 20343 Hermanville Rd, Park Hall
👥
531 Students
👨‍🏫
14.7:1 Class Size
💰
$17,616 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 19 Off-Campus Students
B
St. Mary's College of Maryland
1,587 students · 2.8 mi

Frequently Asked Questions

Are rents high in Lexington Park, MD?

Lexington Park, MD rentals go for roughly $1,722/mo a month. That puts gross yield in solid territory relative to $392K acquisition costs.

Is Lexington Park, MD landlord-friendly?

MD ranks as a landlord-friendly state for landlord-tenant law. Lexington Park generally follows the statewide framework, so landlords face reasonable operating rules.

Are there empty rentals in Lexington Park, MD?

Lexington Park, MD sees elevated vacancy, which is reasonable relative to the broader MD rental market.

Does house hacking work in Lexington Park, MD?

House hacking in Lexington Park, MD is reasonable to execute. Prices around $392K and rents of $1,722/mo solid owner-occupant economics.

How does Lexington Park, MD rate as a rental market?

Lexington Park, MD scores 3.0/5 for investability. Home values sit at $392K and rents near $1,722/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

You know 20653 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 20653 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 20653 ranks in California-Lexington Park, MD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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