Real Estate Investing in California, Maryland (20619)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Marys County • Population: 14,743 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 20619 (California, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in California, MD (20619)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $400,379
Avg Monthly Rent $2,444
1% Rule ✗ Does Not Meet
Median Income $110,960
% Renters 38.7%

Market Analysis: 20619 California

The 20619 ZIP covers a section of California that demands careful diligence. Prices near $400K look accessible, but the work to make a deal cash flow is real.

The 20619 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 20619 and stronger California ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Employment concentration in 20619 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in California:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+4.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,444/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
California-Lexington Park, MD Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from California-Lexington Park, MD metro data
🏠

Property Strategy for 20619

Which property type performs best in this market?

Best for Cash Flow
2BR
5.7% cap rate
Best for Appreciation
3BR
+6.6% 5yr CAGR
Best Overall Value
5BR
$114,225/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $257,210 $2,050 5.7% +6.1% $128,605
3BR $372,969 $2,530 4.9% +6.6% $124,323
4BR $470,263 $3,230 4.9% +5.8% $117,566
5BR $571,125 +5.5% $114,225

Market Trends

Home Value History (with trend line)

$413K$377K$341K$305K$270K$234KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,489$2,417$2,345$2,273$2,202$2,130Feb 2025Nov 2025Jul 2026

📊 How Does 20619 Compare?

Metric 20619 California California-Lexington Park, MD Maryland
Home Value $400,379 $400,379 N/A $424,997
5-Year CAGR 4.1% 4.1% N/A 4.9%
Avg Rent $2,444 $2,444 N/A -
Cap Rate 4.8% 4.8% - -
💡 Why Invest in 20619? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 39% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 20619 (California, MD). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 20619 (California, MD)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
4.8%
Fair
5yr Growth
+4.1%
Moderate

📊 Market Snapshot

Home Value $400,379
Monthly Rent $2,444
Price-to-Rent 13.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.3%
Cap Rate 4.8%
5-Year IRR 8.8%

📈 Home Appreciation

1-Year +4.3% ▲
3-Year CAGR +3.4% ▲
5-Year CAGR +4.1% ▲
10-Year CAGR +4.5% ▲

🏠 Rent Trends

1-Year -2.9% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.6%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.1%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 20619

Population: 14,743

💰 Median Household Income
$110,960
This area
$110,960
State
$107,932
USA
$74,580
🏠 Renter Occupied
38.7%
This area
38.7%
State
23.8%
USA
34.0%
💼 Unemployment Rate
1.2%
This area
1.2%
State
-20.0%
USA
3.7%
🎓 College Educated
51.0%
This area
51.0%
State
10.6%
USA
33.7%
👤 Median Age
34.8 years
This area
34.8 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
4.6%
This area
4.6%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 73.9%
Black/African American 12.4%
Other/Mixed 11.7%
Hispanic/Latino 8.1%
Asian 1.9%
👶 Under 18
27.6%
This area
27.6%
USA
22.0%
👴 65 and Over
10.4%
This area
10.4%
USA
17.3%
📊 Poverty Rate
6.9%
This area
6.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 20619

A Avg School Grade
1 Schools
17.6:1 Avg Class Size
$17,616 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Evergreen Elementary School

📚 K – 05 Elementary
👥
744 Students
👨‍🏫
17.6:1 Class Size
💰
$17,616 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 19 Off-Campus Students
B
St. Mary's College of Maryland
1,587 students · 8.9 mi

Frequently Asked Questions

Is California, MD a smart market for rental property?

The 3.0/5 investability rating in California, MD reflects its $400K prices and $2,444/mo rents. Investors generally consider it a solid option within MD.

How tight is the rental market in California, MD?

Vacancy risk in California, MD is elevated. That supports reliable cash flow for typical rental holds.

What is the average monthly rent in California, MD?

Expect rents around $2,444/mo per month in California, MD. With home values at $400K, the yield math works out to reasonable levels for rental investors.

Is California, MD good for house hacking?

The house hack math a challenging in California, MD. Owner-occupant buyers benefit from the $2,444/mo rents and $400K home values.

What is it like being a landlord in California, MD?

MD ranks as a landlord-friendly state for landlord-tenant law. California generally follows the statewide framework, so landlords face reasonable operating rules.

You know 20619 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 20619 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 20619 ranks in California-Lexington Park, MD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 20619 (California)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 20619 (California, MD).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.