Real Estate Investing in Hughesville, Maryland (20637)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 20637 (Hughesville, MD)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hughesville, MD (20637)?
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Market Analysis: 20637 Hughesville
Investors eyeing 20637 need to respect the fundamentals at play. Home values of $592K come alongside slower price movement and elevated management overhead.
The investment case in 20637 is resilient only for operators who understand what they are buying. A $592K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Regionally, 20637 sits on the difficult end of the MD spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.
Employment concentration in 20637 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The right play in 20637 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Hughesville:
Property Strategy for 20637
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $518,017 | $4,030 | 5.6% | +6.0% | $172,672 |
| 4BR | $629,839 | $4,730 | 5.4% | +6.1% | $157,460 |
| 5BR | $717,419 | — | — | +6.2% | $143,484 |
Market Trends
Home Value History (with trend line)
📊 How Does 20637 Compare?
| Metric | 20637 | Hughesville | Maryland |
|---|---|---|---|
| Home Value | $592,028 | $485,705 | $424,997 |
| 5-Year CAGR | 2.7% | 2.7% | 4.9% |
| Avg Rent | $2,871 | $2,642 | - |
| Cap Rate | 3.8% | 4.4% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 20637 (Hughesville, MD). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $592,028 |
| Monthly Rent | $2,871 |
| Price-to-Rent | 17.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.8% |
| Cap Rate | 3.8% |
| 5-Year IRR | 6.5% |
📈 Home Appreciation
| 1-Year | +0.7% ▲ |
| 3-Year CAGR | +2.1% ▲ |
| 5-Year CAGR | +2.7% ▲ |
| 10-Year CAGR | +4.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 20637
Population: 6,337
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 1,330 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What price range are homes in Hughesville, MD?
The median home value in Hughesville, MD is roughly $592K. That puts it reasonable relative to the MD statewide average.
Should investors worry about vacancy in Hughesville, MD?
Vacancy in Hughesville, MD is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,871/mo.
Can I live-in-and-rent in Hughesville, MD?
The house hack math a challenging in Hughesville, MD. Owner-occupant buyers benefit from the $2,871/mo rents and $592K home values.
Are eviction rules reasonable in Hughesville, MD?
Hughesville, MD falls under MD landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
Should investors consider Hughesville, MD?
The 3.0/5 investability rating in Hughesville, MD reflects its $592K prices and $2,871/mo rents. Investors generally consider it a solid option within MD.
You know 20637 now. You don’t know where it ranks.
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How 20637 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV
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