Real Estate Investing in Hughesville, Maryland (20612)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 20612 (Hughesville, MD)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated poverty: 25.6% poverty rate — can affect rent collection.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hughesville, MD (20612)?
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Market Analysis: 20612 Hughesville
The 20612 ZIP in Hughesville, MD is a local-operator market. Outside capital chasing a $379K entry has to pair deep knowledge with the discount.
The 20612 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Within MD, ZIP 20612 trails on several market indicators that neighboring Charles County submarkets outperform. The gap is real and robust enough to shape underwriting.
Resident income in 20612 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Hughesville:
Market Trends
Home Value History (with trend line)
📊 How Does 20612 Compare?
| Metric | 20612 | Hughesville | Maryland |
|---|---|---|---|
| Home Value | $379,382 | $485,705 | $424,997 |
| 5-Year CAGR | N/A | 2.7% | 4.9% |
| Avg Rent | $2,412 | $2,642 | - |
| Cap Rate | 5.0% | 4.4% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 20612 (Hughesville, MD). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $379,382 |
| Monthly Rent | $2,412 |
| Price-to-Rent | 13.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.6% |
| Cap Rate | 5.0% |
| 5-Year IRR | 7.9% |
📈 Home Appreciation
| 1-Year | +4.2% ▲ |
| 3-Year CAGR | +3.0% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 20612
Population: 68
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What are rental rates like in Hughesville, MD?
Rents in Hughesville, MD run near $2,412/mo. Compared with median home prices of $379K that produces solid gross yields for typical rentals.
Are tenants stable in Hughesville, MD?
The tenant pool in Hughesville, MD is solid, supported by local employment and population fundamentals. Rents of $2,412/mo are well-absorbed by the market.
What approach is best for Hughesville, MD real estate?
For Hughesville, MD, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
How does Hughesville, MD rate as a rental market?
Our data puts Hughesville, MD at 2.0/5 for investability. Home prices of $379K and rents around $2,412/mo create a solid backdrop for investor activity.
Does Hughesville, MD favor landlords or tenants?
Hughesville, MD falls under MD landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
You know 20612 now. You don’t know where it ranks.
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