Real Estate Investing in Kempton, Pennsylvania (19529)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 19529 (Kempton, PA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 25.7 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Kempton, PA (19529)?
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Market Analysis: 19529 Kempton
The 19529 ZIP covers a section of Kempton that demands careful diligence. Prices near $449K look accessible, but the work to make a deal cash flow is real.
On balance, the numbers look inviting — $449K purchase price, 0.0% nominal cap — the work to hit that pro forma in 19529 is substantial and deserves full respect.
The gap between 19529 and stronger Kempton ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Demographically, 19529 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategically, 19529 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Kempton:
Property Strategy for 19529
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $320,936 | $1,620 | 3.6% | +7.6% | $160,468 |
| 3BR | $386,810 | $2,040 | 3.8% | +7.6% | $128,937 |
| 4BR | $532,910 | $2,170 | 2.9% | +7.6% | $133,227 |
Market Trends
Home Value History (with trend line)
📊 How Does 19529 Compare?
| Metric | 19529 | Kempton | Reading, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $449,094 | $449,094 | N/A | $278,018 |
| 5-Year CAGR | 6.1% | 6.1% | N/A | 6.3% |
| Avg Rent | $1,458 | $1,458 | N/A | - |
| Cap Rate | 2.5% | 2.5% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 19529 (Kempton, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $449,094 |
| Monthly Rent | $1,458 |
| Price-to-Rent | 25.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.5% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | +7.5% ▲ |
| 3-Year CAGR | +5.4% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +6.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 19529
Population: 3,228
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 2,797 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Kempton, PA a good market for buy-and-hold investors?
Investors tracking Kempton, PA will find a 3.0/5 rating supported by $449K median home values and $1,458/mo rents. That profile suits long-term holders targeting steady returns.
How do experienced investors play Kempton, PA?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Kempton, PA. The numbers - $449K homes against $1,458/mo rents - support that play.
What price range are homes in Kempton, PA?
The median home value in Kempton, PA is roughly $449K. That puts it reasonable relative to the PA statewide average.
Is PA a landlord-friendly state?
The landlord environment in Kempton, PA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
What are rental rates like in Kempton, PA?
Rental rates in Kempton, PA average $1,458/mo. Tenant demand and $449K home values make the yield look reasonable by investor standards.
You know 19529 now. You don’t know where it ranks.
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How 19529 ranks in Reading, PA
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