Real Estate Investing in Plymouth, Pennsylvania (18651)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Luzerne County • Population: 8,672 • Data updated: September 2026

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Should you buy in 18651 (Plymouth, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
GOOD
4.0 / 5 (71/100)

A balanced market — moderate cash flow and moderate appreciation. A "steady" investor profile fits best.

⚠️ Risks to Know
1 flag
  • High vacancy: 20.5% of homes vacant — above national norms.

What’s happening in Plymouth, PA (18651)?

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4.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $158,097
Avg Monthly Rent $1,225
1% Rule ✗ Does Not Meet
Median Income $46,554
% Renters 44.0%

Market Analysis: 18651 Plymouth

ZIP 18651 inside Luzerne County looks affordable on the surface — median value of $158K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $1,225/mo on a $158K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 18651 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 18651 among PA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 18651 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 18651 is an operator game, not a passive one. Stepping back, entry prices of $158K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Plymouth:

B Good
Buy Confidence Score: 77/100
Affordability
20/25
Appreciation
25/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+6.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,225/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Scranton--Wilkes-Barre, PA Metro Area
Even conditions for buyers and sellers
39 days
Average time to sell
Average
9.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Scranton--Wilkes-Barre, PA metro data
🏠

Property Strategy for 18651

Which property type performs best in this market?

Best for Cash Flow
3BR
7.0% cap rate
Best for Appreciation
2BR
+18.9% 5yr CAGR
Best Overall Value
4BR
$46,523/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $128,492 $1,170 6.6% +18.9% $64,246
3BR $156,086 $1,520 7.0% +14.2% $52,029
4BR $186,090 $1,650 6.4% +11.0% $46,523

Market Trends

Home Value History (with trend line)

$166K$144K$123K$101K$80K$58KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,309$1,282$1,255$1,228$1,200$1,173Oct 2025Mar 2026Jul 2026

📊 How Does 18651 Compare?

Metric 18651 Plymouth Scranton--Wilkes-Barre, PA Pennsylvania
Home Value $158,097 $158,097 N/A $278,018
5-Year CAGR 8.0% 8.0% N/A 6.3%
Avg Rent $1,225 $1,225 N/A -
Cap Rate 6.0% 6.0% - -
💡 Why Invest in 18651? Click to expand

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

A healthy rental market with 44% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 18651 (Plymouth, PA). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
6.0%
Good
5yr Growth
+8.0%
Strong

📊 Market Snapshot

Home Value $158,097
Monthly Rent $1,225
Price-to-Rent 10.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.3%
Cap Rate 6.0%
5-Year IRR 14.0%

📈 Home Appreciation

1-Year +6.8% ▲
3-Year CAGR +7.4% ▲
5-Year CAGR +8.0% ▲
10-Year CAGR +9.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 6.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.5%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+8.0%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 18651

Population: 8,672

💰 Median Household Income
$46,554
This area
$46,554
State
$73,647
USA
$74,580
🏠 Renter Occupied
44.0%
This area
44.0%
State
23.0%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
-7.4%
USA
3.7%
🎓 College Educated
12.2%
This area
12.2%
State
12.3%
USA
33.7%
👤 Median Age
44.7 years
This area
44.7 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
20.5%
This area
20.5%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 83.7%
Other/Mixed 9.1%
Black/African American 7.1%
Hispanic/Latino 6.0%
Asian 0.1%
👶 Under 18
23.4%
This area
23.4%
USA
22.0%
👴 65 and Over
17.5%
This area
17.5%
USA
17.3%
📊 Poverty Rate
11.8%
This area
11.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 18651

B+ Avg School Grade
1 Schools
16.4:1 Avg Class Size
$17,939 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Wyoming Valley West SHS

📚 09 – 12 High School
👥
1,404 Students
👨‍🏫
16.4:1 Class Size
💰
$17,939 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

7 Nearby 2,602 Off-Campus Students
C
Wilkes University
5,198 students · 3.7 mi
C
Luzerne County Community College
4,315 students · 3.9 mi
C
King's College
1,932 students · 4.3 mi
C
Fortis Institute-Forty Fort
159 students · 4.7 mi
D
Pennsylvania State University-Penn State Wilkes-Barre
353 students · 4.9 mi
C
Misericordia University
2,107 students · 6.8 mi
D
Wilkes-Barre Area Career and Technical Center Practical Nursing
102 students · 8.0 mi

Investor Insight: With 2,602 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much does a house cost in Plymouth, PA?

The median home value in Plymouth, PA is roughly $158K. That puts it reasonable relative to the PA statewide average.

Is Plymouth, PA a smart market for rental property?

Plymouth, PA reports an investability rating of 4.0/5, with median home values near $158K and average rents around $1,225/mo. That combination puts it in the notable tier for investor interest.

How deep is the rental pool in Plymouth, PA?

Working renters make up the core of the Plymouth, PA tenant base. The pool is reasonable for investors targeting long-term holds.

How tight is the rental market in Plymouth, PA?

Plymouth, PA sees elevated vacancy, which is reasonable relative to the broader PA rental market.

Can I live-in-and-rent in Plymouth, PA?

Plymouth, PA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,225/mo rent level.

You know 18651 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 18651 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 18651 ranks in Scranton--Wilkes-Barre, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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