Real Estate Investing in Dingmans Ferry, Pennsylvania (18328)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pike County • Population: 8,061 • Data updated: September 2026

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Should you buy in 18328 (Dingmans Ferry, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 36.7% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Dingmans Ferry, PA (18328)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $262,697
Avg Monthly Rent $1,350
1% Rule ✗ Does Not Meet
Median Income $74,862
% Renters 11.2%

Market Analysis: 18328 Dingmans Ferry

Investors eyeing 18328 need to respect the fundamentals at play. Home values of $263K come alongside slower price movement and elevated management overhead.

The 18328 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within PA, ZIP 18328 trails on several market indicators that neighboring Pike County submarkets outperform. The gap is real and healthy enough to shape underwriting.

Who lives in 18328 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 18328 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dingmans Ferry:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+4.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,350/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 18328

Which property type performs best in this market?

Best for Cash Flow
2BR
5.7% cap rate
Best for Appreciation
2BR
+11.7% 5yr CAGR
Best Overall Value
4BR
$82,821/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $191,073 $1,500 5.7% +11.7% $95,536
3BR $270,844 $1,940 5.2% +10.8% $90,281
4BR $331,285 $2,480 5.4% +10.3% $82,821

Market Trends

Home Value History (with trend line)

$282K$240K$198K$156K$114K$71KJan 2009Oct 2017Jul 2026

📊 How Does 18328 Compare?

Metric 18328 Dingmans Ferry Pennsylvania
Home Value $262,697 $262,697 $278,018
5-Year CAGR 6.0% 6.0% 6.3%
Avg Rent $1,350 $1,350 -
Cap Rate 4.0% 4.0% -
💡 Why Invest in 18328? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 18328 (Dingmans Ferry, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.0%
Fair
5yr Growth
+6.0%
Strong

📊 Market Snapshot

Home Value $262,697
Monthly Rent $1,350
Price-to-Rent 16.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.0%
5-Year IRR 10.0%

📈 Home Appreciation

1-Year +4.2% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +9.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
36.7%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.0%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 18328

Population: 8,061

💰 Median Household Income
$74,862
This area
$74,862
State
$73,647
USA
$74,580
🏠 Renter Occupied
11.2%
This area
11.2%
State
23.0%
USA
34.0%
💼 Unemployment Rate
4.8%
This area
4.8%
State
-7.4%
USA
3.7%
🎓 College Educated
27.2%
This area
27.2%
State
12.3%
USA
33.7%
👤 Median Age
48.5 years
This area
48.5 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
36.7%
This area
36.7%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 90.3%
Other/Mixed 9.1%
Hispanic/Latino 8.4%
Black/African American 0.5%
Asian 0.2%
👶 Under 18
17.8%
This area
17.8%
USA
22.0%
👴 65 and Over
20.3%
This area
20.3%
USA
17.3%
📊 Poverty Rate
6.1%
This area
6.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 18328

A+ Avg School Grade
6 Schools
12.3:1 Avg Class Size
$23,142 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Lehman Intermediate Sch

📚 06 – 08 Middle
👥
606 Students
👨‍🏫
10.7:1 Class Size
💰
$25,485 Per Student
A+ Excellent

Bushkill El Sch

📚 K – 05 Elementary
👥
404 Students
👨‍🏫
12.5:1 Class Size
💰
$25,485 Per Student
A+ Excellent

Dingman-Delaware El Sch

📚 03 – 05 Elementary
👥
487 Students
👨‍🏫
12.5:1 Class Size
💰
$20,799 Per Student
A+ Excellent

Dingman-Delaware MS

📚 06 – 08 Middle
👥
524 Students
👨‍🏫
12.7:1 Class Size
💰
$20,799 Per Student
A+ Excellent

Dingman-Delaware Primary Sch

📚 Pre-K – 02 Elementary
👥
487 Students
👨‍🏫
13.3:1 Class Size
💰
$20,799 Per Student
A+ Excellent

East Stroudsburg SHS North

📚 09 – 12 High School
👥
922 Students
👨‍🏫
12.0:1 Class Size
💰
$25,485 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Dingmans Ferry in PA worth investing in?

Our data puts Dingmans Ferry, PA at 3.0/5 for investability. Home prices of $263K and rents around $1,350/mo create a solid backdrop for investor activity.

Do landlords face vacancy issues in Dingmans Ferry, PA?

Expect elevated vacancy in Dingmans Ferry, PA. Rents at $1,350/mo are absorbed by the tenant base without meaningful lag.

Is Dingmans Ferry, PA landlord-friendly?

PA ranks as a landlord-friendly state for landlord-tenant law. Dingmans Ferry generally follows the statewide framework, so landlords face reasonable operating rules.

What is the tenant pool like in Dingmans Ferry, PA?

The tenant pool in Dingmans Ferry, PA is solid, supported by local employment and population fundamentals. Rents of $1,350/mo are well-absorbed by the market.

Where do rents currently stand in Dingmans Ferry, PA?

Investors in Dingmans Ferry, PA typically see rents near $1,350/mo per month against $263K home values - a solid setup for rental cash flow.

You know 18328 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 18328 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 18328 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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