Real Estate Investing in McAdoo, Pennsylvania (18237)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Schuylkill County • Population: 3,808 • Data updated: September 2026

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Should you buy in 18237 (McAdoo, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in McAdoo, PA (18237)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $173,517
Avg Monthly Rent $1,224
1% Rule ✗ Does Not Meet
Median Income $44,025
% Renters 28.9%

Market Analysis: 18237 McAdoo

The 18237 ZIP covers a section of McAdoo that demands careful diligence. Prices near $174K look accessible, but the work to make a deal cash flow is real.

The investment case in 18237 is significant only for operators who understand what they are buying. A $174K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Stepping back, 18237 offers a low basis, the region around McAdoo has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Demographically, 18237 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategically, 18237 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in McAdoo:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+12.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,224/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Pottsville, PA Metro Area
Even conditions for buyers and sellers
36 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pottsville, PA metro data

Market Trends

Home Value History (with trend line)

$183K$156K$128K$101K$74K$47KJan 2009Oct 2017Jul 2026

📊 How Does 18237 Compare?

Metric 18237 McAdoo Pottsville, PA Pennsylvania
Home Value $173,517 $173,517 N/A $278,018
5-Year CAGR 9.6% 9.6% N/A 6.3%
Avg Rent $1,224 $1,224 N/A -
Cap Rate 5.5% 5.5% - -
💡 Why Invest in 18237? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 18237 (McAdoo, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.5%
Fair
5yr Growth
+9.6%
Strong

📉 Market Crash Risk Index

Based on Pottsville, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
47%
Days Pending
0/2
36 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $173,517
Monthly Rent $1,224
Price-to-Rent 11.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.5%
Cap Rate 5.5%
5-Year IRR 15.1%

📈 Home Appreciation

1-Year +12.1% ▲
3-Year CAGR +9.5% ▲
5-Year CAGR +9.6% ▲
10-Year CAGR +11.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.4%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+9.6%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 18237

Population: 3,808

💰 Median Household Income
$44,025
This area
$44,025
State
$73,647
USA
$74,580
🏠 Renter Occupied
28.9%
This area
28.9%
State
23.0%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-7.4%
USA
3.7%
🎓 College Educated
13.5%
This area
13.5%
State
12.3%
USA
33.7%
👤 Median Age
35.6 years
This area
35.6 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
15.4%
This area
15.4%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 75.3%
Other/Mixed 22.3%
Hispanic/Latino 17.0%
Asian 1.3%
Black/African American 1.1%
👶 Under 18
24.1%
This area
24.1%
USA
22.0%
👴 65 and Over
16.8%
This area
16.8%
USA
17.3%
📊 Poverty Rate
19.0%
This area
19.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 18237

B Avg School Grade
1 Schools
18.7:1 Avg Class Size
$15,905 Avg Per Pupil

Schools in This ZIP Code

B Good

McAdoo-Kelayres El/MS

📚 K – 08 School
👥
877 Students
👨‍🏫
18.7:1 Class Size
💰
$15,905 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 82 Off-Campus Students
C
Hazleton Area Career Center
7 students · 6.2 mi
C
Pennsylvania State University-Penn State Hazleton
510 students · 6.8 mi
C
Schuylkill Technology Center
74 students · 13.1 mi
C
Empire Beauty School-Pottsville
56 students · 15.0 mi

Frequently Asked Questions

Is McAdoo, PA suited for a house hack?

For house hackers, McAdoo, PA is a challenging. The $1,224/mo rent on a unit helps defray the mortgage on a $174K property.

What kind of market is McAdoo, PA for investors?

Investors tracking McAdoo, PA will find a 3.0/5 rating supported by $174K median home values and $1,224/mo rents. That profile suits long-term holders targeting stable returns.

Are renters plentiful in McAdoo, PA?

McAdoo, PA draws a steady base of working renters. Demand at the $1,224/mo rent level is reasonable for standard single-family and small multi rentals.

How strict are landlord regulations in McAdoo, PA?

Rental owners in McAdoo, PA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

How much do tenants pay in McAdoo, PA?

Rent in McAdoo, PA is around $1,224/mo. The resulting rent-to-value relationship with $174K pricing is reasonable for most investor models.

You know 18237 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 18237 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 18237 ranks in Pottsville, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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