Real Estate Investing in Tower City, Pennsylvania (17980)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Schuylkill County • Population: 3,222 • Data updated: September 2026

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Should you buy in 17980 (Tower City, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (77/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.2% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Tower City, PA (17980)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $155,513
Avg Monthly Rent $963
1% Rule ✗ Does Not Meet
Median Income $66,014
% Renters 22.7%

Market Analysis: 17980 Tower City

Not every below-median market is a bargain. Tower City's 17980 ZIP comes in at signals that favor experienced operators who can absorb the risk $156K pricing implies.

Distressed markets are won on execution, not on spreadsheets. ZIP 17980 shows the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

In the broader PA picture, 17980 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 17980 ZIP's population of 3,222 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.

Strategy in 17980 is an operator game, not a passive one. Put differently, entry prices of $156K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tower City:

B+ Great
Buy Confidence Score: 80/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.4× the median income
Value Trend
Rising (+7.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $963/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
⚖️
BALANCED MARKET
Pottsville, PA Metro Area
Even conditions for buyers and sellers
36 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pottsville, PA metro data

Market Trends

Home Value History (with trend line)

$162K$142K$122K$102K$82K$62KJan 2009Oct 2017Jul 2026

📊 How Does 17980 Compare?

Metric 17980 Tower City Pottsville, PA Pennsylvania
Home Value $155,513 $155,513 N/A $278,018
5-Year CAGR 7.0% 7.0% N/A 6.3%
Avg Rent $963 $963 N/A -
Cap Rate 4.8% 4.8% - -
💡 Why Invest in 17980? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17980 (Tower City, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.8%
Fair
5yr Growth
+7.0%
Strong

📉 Market Crash Risk Index

Based on Pottsville, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
47%
Days Pending
0/2
36 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $155,513
Monthly Rent $963
Price-to-Rent 13.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.4%
Cap Rate 4.8%
5-Year IRR 11.8%

📈 Home Appreciation

1-Year +7.0% ▲
3-Year CAGR +6.9% ▲
5-Year CAGR +7.0% ▲
10-Year CAGR +8.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.2%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+7.0%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 17980

Population: 3,222

💰 Median Household Income
$66,014
This area
$66,014
State
$73,647
USA
$74,580
🏠 Renter Occupied
22.7%
This area
22.7%
State
23.0%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-7.4%
USA
3.7%
🎓 College Educated
13.8%
This area
13.8%
State
12.3%
USA
33.7%
👤 Median Age
42.9 years
This area
42.9 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
15.2%
This area
15.2%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 98.2%
Other/Mixed 1.8%
👶 Under 18
18.3%
This area
18.3%
USA
22.0%
👴 65 and Over
23.6%
This area
23.6%
USA
17.3%
📊 Poverty Rate
2.6%
This area
2.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 17980

A+ Avg School Grade
2 Schools
13.2:1 Avg Class Size
$22,127 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Williams Valley El Sch

📚 K – 06 School
👥
488 Students
👨‍🏫
12.9:1 Class Size
💰
$22,127 Per Student
A+ Excellent

Williams Valley JSHS

📚 07 – 12 High School
👥
433 Students
👨‍🏫
13.5:1 Class Size
💰
$22,127 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C+
Lebanon Valley College
2,142 students · 14.9 mi

Frequently Asked Questions

Is rental property easy to operate in Tower City, PA?

Landlord-friendliness in Tower City, PA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

How do experienced investors play Tower City, PA?

The best-fit strategy in Tower City, PA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

What is the typical vacancy rate in Tower City, PA?

Occupancy in Tower City, PA runs predictable with elevated vacancy. Well-priced units at $963/mo lease on reasonable timelines.

Does house hacking make sense in Tower City, PA?

House hacking in Tower City, PA is reasonable to execute. Prices around $156K and rents of $963/mo solid owner-occupant economics.

How much should I expect to pay for a home in Tower City, PA?

Expect median prices around $156K in Tower City, PA. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.

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How 17980 ranks in Pottsville, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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