Real Estate Investing in Williamstown, Pennsylvania (17098)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Dauphin County • Population: 2,521 • Data updated: September 2026

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Should you buy in 17098 (Williamstown, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (81/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.0% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Williamstown, PA (17098)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $134,303
Avg Monthly Rent $1,026
1% Rule ✗ Does Not Meet
Median Income $61,410
% Renters 29.2%

Market Analysis: 17098 Williamstown

Investors eyeing 17098 need to respect the fundamentals at play. Home values of $134K come alongside slower price movement and elevated management overhead.

Put differently, the numbers look inviting — $134K purchase price, 0.0% nominal cap — the work to hit that pro forma in 17098 is substantial and deserves full respect.

Put differently, 17098 offers a low basis, the region around Williamstown has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Employment concentration in 17098 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

New investors are better served looking at Williamstown's stable or hybrid ZIPs before stepping into 17098. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Williamstown:

B Good
Buy Confidence Score: 77/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.2× the median income
Value Trend
Declining (-1.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,026/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Harrisburg-Carlisle, PA Metro Area
Even conditions for buyers and sellers
21 days
Average time to sell
Fast
11.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Harrisburg-Carlisle, PA metro data
🏠

Property Strategy for 17098

Which property type performs best in this market?

Best for Cash Flow
2BR
7.8% cap rate
Best for Appreciation
4BR
+9.7% 5yr CAGR
Best Overall Value
4BR
$40,583/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $104,701 $1,140 7.8% +9.0% $52,351
3BR $137,739 $1,470 7.7% +9.5% $45,913
4BR $162,332 $1,510 6.7% +9.7% $40,583

Market Trends

Home Value History (with trend line)

$145K$126K$107K$88K$69K$50KJul 2006Jul 2016Jul 2026

📊 How Does 17098 Compare?

Metric 17098 Williamstown Harrisburg-Carlisle, PA Pennsylvania
Home Value $134,303 $134,303 N/A $278,018
5-Year CAGR 5.4% 5.4% N/A 6.3%
Avg Rent $1,026 $1,026 N/A -
Cap Rate 6.0% 6.0% - -
💡 Why Invest in 17098? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17098 (Williamstown, PA). Anonymous, moderated, never written by AI.

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Property managers serving Dauphin County

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Harrisburg Property Management Group. summary from their website

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Midtown Property Management. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
6.0%
Fair
5yr Growth
+5.4%
Moderate

📊 Market Snapshot

Home Value $134,303
Monthly Rent $1,026
Price-to-Rent 10.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.2%
Cap Rate 6.0%
5-Year IRR 11.3%

📈 Home Appreciation

1-Year -1.1% ▼
3-Year CAGR +5.0% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +8.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 6.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.0%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+5.4%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 17098

Population: 2,521

💰 Median Household Income
$61,410
This area
$61,410
State
$73,647
USA
$74,580
🏠 Renter Occupied
29.2%
This area
29.2%
State
23.0%
USA
34.0%
💼 Unemployment Rate
5.4%
This area
5.4%
State
-7.4%
USA
3.7%
🎓 College Educated
12.3%
This area
12.3%
State
12.3%
USA
33.7%
👤 Median Age
41.9 years
This area
41.9 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
9.0%
This area
9.0%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 88.7%
Other/Mixed 6.3%
Black/African American 4.8%
Hispanic/Latino 0.8%
Asian 0.2%
👶 Under 18
23.0%
This area
23.0%
USA
22.0%
👴 65 and Over
16.4%
This area
16.4%
USA
17.3%
📊 Poverty Rate
16.4%
This area
16.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is house hacking profitable in Williamstown, PA?

House hacking in Williamstown, PA is reasonable to execute. Prices around $134K and rents of $1,026/mo solid owner-occupant economics.

Is real estate in Williamstown, PA a good investment right now?

Williamstown, PA scores 3.0/5 for investability. Home values sit at $134K and rents near $1,026/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What is the renter demographic in Williamstown, PA?

Tenant quality in Williamstown, PA ranks as solid. Landlords generally report measured occupancy at market rents of $1,026/mo.

Do rentals sit vacant long in Williamstown, PA?

Expect elevated vacancy in Williamstown, PA. Rents at $1,026/mo are absorbed by the tenant base without meaningful lag.

Are eviction rules reasonable in Williamstown, PA?

Williamstown, PA falls under PA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

You know 17098 now. You don’t know where it ranks.

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How 17098 ranks in Harrisburg-Carlisle, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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