Real Estate Investing in Girardville, Pennsylvania (17935)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Schuylkill County • Population: 1,359 • Data updated: September 2026

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Should you buy in 17935 (Girardville, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
STRONG
5.0 / 5 (100/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 27.8% of homes vacant — above national norms.
  • 1-year downturn: Values declined 5.9% in the last year.

ⓘ Read the numbers with care

  • Unusually high yield — the rent-to-price ratio here is beyond what typically survives underwriting. Verify against individual properties before relying on the cash-flow math.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Girardville, PA (17935)?

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5.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $35,251
Avg Monthly Rent $882
1% Rule ✓ Meets
Median Income $53,625
% Renters 20.1%

Market Analysis: 17935 Girardville

Within Schuylkill County, the 17935 ZIP posts a lower entry point around $35K. In practical terms, operators who can improve stock here typically see outsized uplift.

Value-add is the defining thesis in 17935. Homes trade near $35K, well below the state median, and rehabbed comps tend to clear meaningfully higher — a classic forced-equity setup.

Statewide, PA value-add investors migrate toward ZIPs with 17935's profile — older stock, soft but real rent growth, and $35K pricing that keeps rehab math workable.

A renter-heavy, wage-earner demographic anchors 17935. Value-add players rely on that mix — the 20% share is both the tenant source and the buyer pool for future owner-occupied exits.

BRRRR is the most natural fit. Buy under $35K, rehab, refinance, and the capital recycles in a way turnkey markets cannot replicate.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Girardville:

C+ Average
Buy Confidence Score: 69/100
Affordability
25/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 0.7× the median income
Value Trend
Declining (-5.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $882/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Pottsville, PA Metro Area
Even conditions for buyers and sellers
36 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pottsville, PA metro data

Market Trends

Home Value History (with trend line)

$43K$37K$31K$25K$19K$13KAug 2012Aug 2019Jul 2026

📊 How Does 17935 Compare?

Metric 17935 Girardville Pottsville, PA Pennsylvania
Home Value $35,251 $35,251 N/A $278,018
5-Year CAGR 2.6% 2.6% N/A 6.3%
Avg Rent $882 $882 N/A -
Cap Rate 19.5% 19.5% - -
💡 Why Invest in 17935? Click to expand

This ZIP code meets the 1% rule with rent at $882/mo on homes averaging $35,251 — a strong indicator of cash flow potential.

Our analysis gives this area a 5/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17935 (Girardville, PA). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
19.5%
Excellent
5yr Growth
+2.6%
Slow

📉 Market Crash Risk Index

Based on Pottsville, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
47%
Days Pending
0/2
36 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $35,251
Monthly Rent $882
Price-to-Rent 3.3:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 30.0%
Cap Rate 19.5%
5-Year IRR 22.1%

📈 Home Appreciation

1-Year -5.9% ▼
3-Year CAGR +3.8% ▲
5-Year CAGR +2.6% ▲
10-Year CAGR +7.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 19.5%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (19.5%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
27.8%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+2.6%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 17935

Population: 1,359

💰 Median Household Income
$53,625
This area
$53,625
State
$73,647
USA
$74,580
🏠 Renter Occupied
20.1%
This area
20.1%
State
23.0%
USA
34.0%
💼 Unemployment Rate
5.3%
This area
5.3%
State
-7.4%
USA
3.7%
🎓 College Educated
10.8%
This area
10.8%
State
12.3%
USA
33.7%
👤 Median Age
44.3 years
This area
44.3 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
27.8%
This area
27.8%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 95.2%
Other/Mixed 4.3%
Hispanic/Latino 4.0%
Asian 0.3%
Black/African American 0.1%
👶 Under 18
19.0%
This area
19.0%
USA
22.0%
👴 65 and Over
21.7%
This area
21.7%
USA
17.3%
📊 Poverty Rate
13.6%
This area
13.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

4 Nearby 411 Off-Campus Students
C
Schuylkill Technology Center
74 students · 2.9 mi
C
Empire Beauty School-Pottsville
56 students · 7.8 mi
C
Joseph F McCloskey School of Nursing
55 students · 9.0 mi
C
Pennsylvania State University-Penn State Schuylkill
650 students · 12.2 mi

Frequently Asked Questions

Is Girardville, PA a good market for buy-and-hold investors?

The 5.0/5 investability rating in Girardville, PA reflects its $35K prices and $882/mo rents. Investors generally consider it a solid option within PA.

Is Girardville, PA a 1% rule market?

The 1% rule is solid territory for Girardville, PA. Rent-to-price at the median is 2.50%, putting many properties within striking distance.

What do landlords charge for rent in Girardville, PA?

Rental rates in Girardville, PA average $882/mo. Tenant demand and $35K home values make the yield look reasonable by investor standards.

Which real estate strategy fits Girardville, PA?

In Girardville, PA the significant play is typically value-add and BRRRR deals. The combination of $35K prices and $882/mo rents suits that approach.

Can you recycle capital via BRRRR in Girardville, PA?

Girardville, PA is a strong for BRRRR. Acquiring below market, rehabbing, and leasing at $882/mo produces solid refinance appraisals against $35K values.

You know 17935 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 17935 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 17935 ranks in Pottsville, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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