Real Estate Investing in Stewartstown, Pennsylvania (17363)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 17363 (Stewartstown, PA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 31.2 — hard to cash-flow at these prices.
What’s happening in Stewartstown, PA (17363)?
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Market Analysis: 17363 Stewartstown
Stepping back, ZIP 17363 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $401K median. It rewards specialists, not generalists.
The investment case in 17363 is robust only for operators who understand what they are buying. A $401K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
In practical terms, 17363 offers a low basis, the region around Stewartstown has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
A resilient renter share of 16% in 17363 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Experienced landlords with local relationships tend to find 17363 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Stewartstown:
Property Strategy for 17363
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $263,270 | $1,210 | 3.3% | +7.0% | $131,635 |
| 3BR | $361,538 | $1,640 | 3.3% | +7.1% | $120,513 |
| 4BR | $446,790 | $1,700 | 2.7% | +7.3% | $111,697 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 17363 Compare?
| Metric | 17363 | Stewartstown | York-Hanover, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $400,887 | $400,887 | N/A | $278,018 |
| 5-Year CAGR | 5.7% | 5.7% | N/A | 6.3% |
| Avg Rent | $1,070 | $1,070 | N/A | - |
| Cap Rate | 2.1% | 2.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 17363 (Stewartstown, PA). Anonymous, moderated, never written by AI.
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Property managers serving York County
Manage rentals here? List your business →Property Management Enterprises, Llc, also known as The Apartment Gallery, provides full-service residential rental real estate management for apartment, townhome, manufactured housing, and single-fam summary from their website
Sherman Property Management offers property management and rentals for apartments, efficiencies, houses, townhouses, and commercial properties in York and Hanover, PA. summary from their website
Burkentine Property Management offers rentals in Hanover, PA. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $400,887 |
| Monthly Rent | $1,070 |
| Price-to-Rent | 31.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.2% |
| Cap Rate | 2.1% |
| 5-Year IRR | 7.7% |
📈 Home Appreciation
| 1-Year | +5.7% ▲ |
| 3-Year CAGR | +4.3% ▲ |
| 5-Year CAGR | +5.7% ▲ |
| 10-Year CAGR | +5.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 17363
Population: 8,460
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 17363
Schools in This ZIP Code
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We evaluate schools based on factors that research shows actually impact educational outcomes:
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- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How should investors approach Stewartstown, PA?
Most investors in Stewartstown, PA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
How qualified is the tenant pool in Stewartstown, PA?
Expect a solid tenant pool in Stewartstown, PA. The rental market absorbs $1,070/mo rents without meaningful friction.
What are vacancy rates like in Stewartstown, PA?
Vacancy in Stewartstown, PA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,070/mo.
Does house hacking make sense in Stewartstown, PA?
House hacking in Stewartstown, PA is reasonable to execute. Prices around $401K and rents of $1,070/mo solid owner-occupant economics.
Is Stewartstown, PA good for landlords?
For rental operators, Stewartstown, PA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
You know 17363 now. You don’t know where it ranks.
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How 17363 ranks in York-Hanover, PA
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