Real Estate Investing in Delta, Pennsylvania (17314)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

York County • Population: 6,431 • Data updated: September 2026

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Should you buy in 17314 (Delta, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.8% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Delta, PA (17314)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $322,647
Avg Monthly Rent $1,125
1% Rule ✗ Does Not Meet
Median Income $88,181
% Renters 12.8%

Market Analysis: 17314 Delta

The 17314 ZIP covers a section of Delta that demands careful diligence. Prices near $323K look accessible, but the work to make a deal cash flow is real.

For an experienced owner, 17314 can be a an appealing option for hunting ground — but the discount at $323K reflects genuine risk that outside investors often underestimate.

Turning to rents, 17314 offers a low basis, the region around Delta has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 17314 ZIP's population of 6,431 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.

Strategically, 17314 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Delta:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+5.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,125/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
York-Hanover, PA Metro Area
Even conditions for buyers and sellers
23 days
Average time to sell
Fast
12.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from York-Hanover, PA metro data
🏠

Property Strategy for 17314

Which property type performs best in this market?

Best for Cash Flow
1BR
5.2% cap rate
Best for Appreciation
4BR
+8.2% 5yr CAGR
Best Overall Value
4BR
$102,800/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $137,952 $990 5.2% +6.8% $137,952
2BR $212,661 $1,250 4.2% +7.5% $106,331
3BR $311,359 $1,680 3.9% +7.3% $103,786
4BR $411,202 $1,730 3.0% +8.2% $102,800

Market Trends

Home Value History (with trend line)

$336K$298K$261K$223K$185K$148KJul 2006Jul 2016Jul 2026

📊 How Does 17314 Compare?

Metric 17314 Delta York-Hanover, PA Pennsylvania
Home Value $322,647 $322,647 N/A $278,018
5-Year CAGR 6.0% 6.0% N/A 6.3%
Avg Rent $1,125 $1,125 N/A -
Cap Rate 2.7% 2.7% - -
💡 Why Invest in 17314? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17314 (Delta, PA). Anonymous, moderated, never written by AI.

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Property managers serving York County

Manage rentals here? List your business →

Property Management Enterprises, Llc, also known as The Apartment Gallery, provides full-service residential rental real estate management for apartment, townhome, manufactured housing, and single-fam summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

Sherman Property Management offers property management and rentals for apartments, efficiencies, houses, townhouses, and commercial properties in York and Hanover, PA. summary from their website

Single-familySmall multifamilyCommercial
Unclaimed — is this your business? Claim it free

Burkentine Property Management offers rentals in Hanover, PA. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+6.0%
Strong

📊 Market Snapshot

Home Value $322,647
Monthly Rent $1,125
Price-to-Rent 23.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +5.9% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.8%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.0%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 17314

Population: 6,431

💰 Median Household Income
$88,181
This area
$88,181
State
$73,647
USA
$74,580
🏠 Renter Occupied
12.8%
This area
12.8%
State
23.0%
USA
34.0%
💼 Unemployment Rate
3.9%
This area
3.9%
State
-7.4%
USA
3.7%
🎓 College Educated
14.5%
This area
14.5%
State
12.3%
USA
33.7%
👤 Median Age
41.6 years
This area
41.6 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
14.8%
This area
14.8%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 96.2%
Other/Mixed 3.0%
Hispanic/Latino 2.0%
Black/African American 0.7%
👶 Under 18
23.6%
This area
23.6%
USA
22.0%
👴 65 and Over
15.5%
This area
15.5%
USA
17.3%
📊 Poverty Rate
4.4%
This area
4.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 17314

A+ Avg School Grade
1 Schools
11.4:1 Avg Class Size
$23,795 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Delta-Peach Bottom El Sch

📚 K – 04 Elementary
👥
279 Students
👨‍🏫
11.4:1 Class Size
💰
$23,795 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 1,639 Off-Campus Students
C
Harford Community College
5,108 students · 13.6 mi

Investor Insight: With 1,639 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the average monthly rent in Delta, PA?

Rent in Delta, PA is around $1,125/mo. The resulting rent-to-value relationship with $323K pricing is reasonable for most investor models.

How quickly do rentals get leased in Delta, PA?

Delta, PA carries elevated vacancy risk. Expect even-keeled absorption at market rents of $1,125/mo.

How do experienced investors play Delta, PA?

The best-fit strategy in Delta, PA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Is Delta, PA a good market for FHA house hackers?

Delta, PA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,125/mo rent level.

What is it like being a landlord in Delta, PA?

PA ranks as a landlord-friendly state for landlord-tenant law. Delta generally follows the statewide framework, so landlords face reasonable operating rules.

You know 17314 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 17314 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 17314 ranks in York-Hanover, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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