Real Estate Investing in Needmore, Pennsylvania (17238)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fulton County • Population: 1,745 • Data updated: September 2026

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Should you buy in 17238 (Needmore, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (50/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Needmore, PA (17238)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $267,927
Avg Monthly Rent $945
1% Rule ✗ Does Not Meet
Median Income $66,042
% Renters 24.7%

Market Analysis: 17238 Needmore

In practical terms, ZIP 17238 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $268K median. It rewards specialists, not generalists.

The investment case in 17238 is solid only for operators who understand what they are buying. A $268K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Regionally, 17238 sits on the difficult end of the PA spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

Resident income in 17238 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Needmore:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+10.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $945/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$280K$269K$259K$248K$237K$227KFeb 2022May 2024Jul 2026

📊 How Does 17238 Compare?

Metric 17238 Needmore Pennsylvania
Home Value $267,927 $267,927 $278,018
5-Year CAGR N/A N/A 6.3%
Avg Rent $945 $945 -
Cap Rate 2.8% 2.8% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17238 (Needmore, PA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.8%
Low

📊 Market Snapshot

Home Value $267,927
Monthly Rent $945
Price-to-Rent 23.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.8%
5-Year IRR 5.0%

📈 Home Appreciation

1-Year +10.3% ▲
3-Year CAGR +2.3% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.8%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 17238

Population: 1,745

💰 Median Household Income
$66,042
This area
$66,042
State
$73,647
USA
$74,580
🏠 Renter Occupied
24.7%
This area
24.7%
State
23.0%
USA
34.0%
💼 Unemployment Rate
1.2%
This area
1.2%
State
-7.4%
USA
3.7%
🎓 College Educated
13.0%
This area
13.0%
State
12.3%
USA
33.7%
👤 Median Age
48.5 years
This area
48.5 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
7.8%
This area
7.8%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 94.6%
Other/Mixed 3.7%
Hispanic/Latino 1.9%
Black/African American 1.7%
👶 Under 18
17.6%
This area
17.6%
USA
22.0%
👴 65 and Over
22.0%
This area
22.0%
USA
17.3%
📊 Poverty Rate
7.0%
This area
7.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What are home prices like in Needmore, PA?

Median home price in Needmore, PA is near $268K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.

What is the renter demographic in Needmore, PA?

Needmore, PA offers a steady renter base at the $945/mo rent level. Tenant turnover is reasonable for well-managed properties.

Is Needmore, PA good for landlords?

For rental operators, Needmore, PA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

How viable is house hacking in Needmore, PA?

House hacking in Needmore, PA is a challenging. With home values around $268K and rents at $945/mo, owner-occupants can offset a meaningful share of PITI.

What is the typical vacancy rate in Needmore, PA?

Occupancy in Needmore, PA runs consistent with elevated vacancy. Well-priced units at $945/mo lease on reasonable timelines.

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