Real Estate Investing in Port Matilda, Pennsylvania (16870)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 16870 (Port Matilda, PA)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 32.0 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Port Matilda, PA (16870)?
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Market Analysis: 16870 Port Matilda
ZIP 16870 in Port Matilda, PA carries a robust set of headwinds. Home values near $446K and rents of $1,161/mo sit inside a market where underwriting has to be tight.
Rent of $1,161/mo on a $446K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 16870 sits below the stated 0.0% once reality is priced in.
Regionally, 16870 sits on the difficult end of the PA spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
Demographically, 16870 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Distressed ZIPs reward experience. impressive returns are possible in 16870, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Port Matilda:
Property Strategy for 16870
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $238,542 | $1,290 | 3.9% | +5.5% | $119,271 |
| 3BR | $353,912 | $1,570 | 3.2% | +5.4% | $117,971 |
| 4BR | $549,414 | $1,710 | 2.2% | +4.7% | $137,354 |
| 5BR | $789,694 | — | — | +5.7% | $157,939 |
Market Trends
Home Value History (with trend line)
📊 How Does 16870 Compare?
| Metric | 16870 | Port Matilda | State College, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $446,063 | $446,063 | N/A | $278,018 |
| 5-Year CAGR | 4.6% | 4.6% | N/A | 6.3% |
| Avg Rent | $1,161 | $1,161 | N/A | - |
| Cap Rate | 2.0% | 2.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 16870 (Port Matilda, PA). Anonymous, moderated, never written by AI.
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Property managers serving Centre County
Manage rentals here? List your business →Nittany Property Management. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $446,063 |
| Monthly Rent | $1,161 |
| Price-to-Rent | 32.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.1% |
| Cap Rate | 2.0% |
| 5-Year IRR | 6.6% |
📈 Home Appreciation
| 1-Year | +6.2% ▲ |
| 3-Year CAGR | +3.8% ▲ |
| 5-Year CAGR | +4.6% ▲ |
| 10-Year CAGR | +5.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 16870
Population: 7,386
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 16870
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 9,581 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the median home value in Port Matilda, PA?
Expect median prices around $446K in Port Matilda, PA. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.
Is Port Matilda, PA suited for a house hack?
The a challenging house-hack environment in Port Matilda, PA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
What kind of market is Port Matilda, PA for investors?
Investors tracking Port Matilda, PA will find a 3.0/5 rating supported by $446K median home values and $1,161/mo rents. That profile suits long-term holders targeting predictable returns.
Is vacancy a concern in Port Matilda, PA?
Expect elevated vacancy in Port Matilda, PA. Rents at $1,161/mo are absorbed by the tenant base without meaningful lag.
How do landlord-tenant laws work in Port Matilda, PA?
PA law landlord-friendly for landlords, and Port Matilda inherits those rules. Investors should still review local ordinances for rental licensing.
You know 16870 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 16870 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 16870 ranks in State College, PA
Every ZIP in this metro, ranked. Free.
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Community Ratings
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