Real Estate Investing in Madisonburg, Pennsylvania (16852)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Centre County • Population: 180 • Data updated: September 2026

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Should you buy in 16852 (Madisonburg, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Lower household income: $28,125 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Madisonburg, PA (16852)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $261,495
Avg Monthly Rent $1,161
1% Rule ✗ Does Not Meet
Median Income $28,125
% Renters 24.4%

Market Analysis: 16852 Madisonburg

ZIP 16852 inside Centre County looks affordable on the surface — median value of $261K — but the discount exists for reasons that a careful buyer should understand before committing.

For an experienced owner, 16852 can be a a credible choice for hunting ground — but the discount at $261K reflects genuine risk that outside investors often underestimate.

Regionally, 16852 sits on the difficult end of the PA spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

The demographic picture in 16852 includes headwinds that any investor should price in. Income distribution skews lower than Madisonburg averages, and tenant stability requires active management.

Strategically, 16852 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Madisonburg:

D Needs Caution
Buy Confidence Score: 48/100
Affordability
0/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 9.3× the median income
Value Trend
Rising (+3.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,161/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
State College, PA Metro Area
Even conditions for buyers and sellers
34 days
Average time to sell
Average
9.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from State College, PA metro data

Market Trends

Home Value History (with trend line)

$273K$245K$218K$190K$162K$135KJan 2013Oct 2019Jul 2026

📊 How Does 16852 Compare?

Metric 16852 Madisonburg State College, PA Pennsylvania
Home Value $261,495 $261,495 N/A $278,018
5-Year CAGR 4.4% 4.4% N/A 6.3%
Avg Rent $1,161 $1,161 N/A -
Cap Rate 3.5% 3.5% - -
💡 Why Invest in 16852? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 16852 (Madisonburg, PA). Anonymous, moderated, never written by AI.

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Property managers serving Centre County

Manage rentals here? List your business →

Nittany Property Management. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+4.4%
Moderate

📉 Market Crash Risk Index

Based on State College, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
40%
Days Pending
0/2
34 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $261,495
Monthly Rent $1,161
Price-to-Rent 18.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.3%
Cap Rate 3.5%
5-Year IRR 7.9%

📈 Home Appreciation

1-Year +3.7% ▲
3-Year CAGR +3.5% ▲
5-Year CAGR +4.4% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.9%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.4%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 16852

Population: 180

💰 Median Household Income
$28,125
This area
$28,125
State
$73,647
USA
$74,580
🏠 Renter Occupied
24.4%
This area
24.4%
State
23.0%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-7.4%
USA
3.7%
🎓 College Educated
27.0%
This area
27.0%
State
12.3%
USA
33.7%
👤 Median Age
47.9 years
This area
47.9 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
7.9%
This area
7.9%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
30.9%
This area
30.9%
USA
22.0%
👴 65 and Over
24.2%
This area
24.2%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 70 Off-Campus Students
C+
Central Pennsylvania Institute of Science and Technology
126 students · 11.2 mi

Frequently Asked Questions

What type of investing works in Madisonburg, PA?

A careful cash-flow rentals with hands-on management strategy Madisonburg, PA best. The market produces consistent results for that approach at the $261K price point.

How much rent can I charge in Madisonburg, PA?

Madisonburg, PA rentals go for roughly $1,161/mo a month. That puts gross yield in solid territory relative to $261K acquisition costs.

Are there empty rentals in Madisonburg, PA?

Vacancy in Madisonburg, PA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,161/mo.

Is Madisonburg, PA suited for a house hack?

The a challenging house-hack environment in Madisonburg, PA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

What is the renter demographic in Madisonburg, PA?

Madisonburg, PA offers a stable renter base at the $1,161/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 16852 now. You don’t know where it ranks.

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How 16852 ranks in State College, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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