Real Estate Investing in Cochranton, Pennsylvania (16314)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Crawford County • Population: 5,439 • Data updated: September 2026

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Should you buy in 16314 (Cochranton, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 21.9% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cochranton, PA (16314)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $186,295
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $64,654
% Renters 13.3%

Market Analysis: 16314 Cochranton

The 16314 ZIP covers a section of Cochranton that demands careful diligence. Prices near $186K look accessible, but the work to make a deal cash flow is real.

The 16314 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 16314 and stronger Cochranton ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Resident income in 16314 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. robust returns are possible in 16314, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cochranton:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Rising (+14.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Meadville, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Meadville, PA metro data

Market Trends

Home Value History (with trend line)

$195K$170K$144K$119K$94K$68KJul 2006Jul 2016Jul 2026

📊 How Does 16314 Compare?

Metric 16314 Cochranton Meadville, PA Pennsylvania
Home Value $186,295 $186,295 N/A $278,018
5-Year CAGR 4.9% 4.9% N/A 6.3%
Avg Rent $873 $873 N/A -
Cap Rate 3.7% 3.7% - -
💡 Why Invest in 16314? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 16314 (Cochranton, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+4.9%
Moderate

📉 Market Crash Risk Index

Based on Meadville, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
57%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $186,295
Monthly Rent $873
Price-to-Rent 17.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.7%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +14.2% ▲
3-Year CAGR +4.6% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.9%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.9%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 16314

Population: 5,439

💰 Median Household Income
$64,654
This area
$64,654
State
$73,647
USA
$74,580
🏠 Renter Occupied
13.3%
This area
13.3%
State
23.0%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
-7.4%
USA
3.7%
🎓 College Educated
16.3%
This area
16.3%
State
12.3%
USA
33.7%
👤 Median Age
44.6 years
This area
44.6 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
21.9%
This area
21.9%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 95.2%
Other/Mixed 4.3%
Hispanic/Latino 2.5%
Asian 0.4%
Black/African American 0.2%
👶 Under 18
22.9%
This area
22.9%
USA
22.0%
👴 65 and Over
22.0%
This area
22.0%
USA
17.3%
📊 Poverty Rate
6.7%
This area
6.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 16314

A+ Avg School Grade
2 Schools
13.5:1 Avg Class Size
$20,135 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Cochranton JSHS

📚 07 – 12 High School
👥
343 Students
👨‍🏫
11.9:1 Class Size
💰
$20,135 Per Student
A Very Good

Cochranton El Sch

📚 K – 06 School
👥
332 Students
👨‍🏫
15.0:1 Class Size
💰
$20,135 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 8 Off-Campus Students
C+
Crawford County Career and Technical Center Practical Nursing Program
25 students · 8.5 mi
C+
Allegheny College
1,231 students · 9.9 mi

Frequently Asked Questions

What is the best play in Cochranton, PA?

For Cochranton, PA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How do landlord-tenant laws work in Cochranton, PA?

PA law landlord-friendly for landlords, and Cochranton inherits those rules. Investors should still review local ordinances for rental licensing.

What is the investability score for Cochranton, PA?

Cochranton, PA posts an investability rating of 3.0/5, with median home values near $186K and average rents around $873/mo. That combination puts it in the solid tier for investor interest.

How qualified is the tenant pool in Cochranton, PA?

Expect a solid tenant pool in Cochranton, PA. The rental market absorbs $873/mo rents without meaningful friction.

How tight is the rental market in Cochranton, PA?

Vacancy risk in Cochranton, PA is elevated. That supports measured cash flow for typical rental holds.

You know 16314 now. You don’t know where it ranks.

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How 16314 ranks in Meadville, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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