Real Estate Investing in Templeton, Pennsylvania (16259)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 16259 (Templeton, PA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 19.5% of homes vacant — above national norms.
- Declining values: -0.1% 5-year CAGR — values have moved lower.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Templeton, PA (16259)?
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Market Analysis: 16259 Templeton
ZIP 16259 inside Armstrong County looks affordable on the surface — median value of $136K — but the discount exists for reasons that a careful buyer should understand before committing.
Put differently, the numbers look inviting — $136K purchase price, 0.0% nominal cap — the work to hit that pro forma in 16259 is substantial and deserves full respect.
Nearby ZIPs in Templeton have seen price recovery that 16259 has not matched. Armstrong County data supports the view that the spread is structural rather than temporary.
On the rental side, 2,111 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Templeton:
Property Strategy for 16259
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $102,920 | $970 | 6.8% | +5.6% | $51,460 |
| 3BR | $147,227 | $1,260 | 6.2% | +4.1% | $49,076 |
| 4BR | $169,995 | $1,360 | 5.8% | +3.0% | $42,499 |
Market Trends
Home Value History (with trend line)
📊 How Does 16259 Compare?
| Metric | 16259 | Templeton | Pittsburgh, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $136,163 | $136,163 | N/A | $278,018 |
| 5-Year CAGR | N/A | N/A | N/A | 6.3% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 5.0% | 5.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 16259 (Templeton, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $136,163 |
| Monthly Rent | $873 |
| Price-to-Rent | 13.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.7% |
| Cap Rate | 5.0% |
| 5-Year IRR | 4.9% |
📈 Home Appreciation
| 1-Year | +0.2% ▲ |
| 3-Year CAGR | -2.9% ▼ |
| 5-Year CAGR | -0.1% ▼ |
| 10-Year CAGR | +3.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 16259
Population: 2,111
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Does Templeton, PA make sense for an investment property?
Our data puts Templeton, PA at 3.0/5 for investability. Home prices of $136K and rents around $873/mo create a solid backdrop for investor activity.
How strong is the working-renter base in Templeton, PA?
Working renters make up the core of the Templeton, PA tenant base. The pool is reasonable for investors targeting long-term holds.
Are rents high in Templeton, PA?
The typical rental in Templeton, PA commands about $873/mo monthly. That rent profile stable cash flow against the $136K purchase basis.
Do rentals sit vacant long in Templeton, PA?
Vacancy in Templeton, PA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $873/mo.
Can owner-occupants cash flow in Templeton, PA?
For house hackers, Templeton, PA is a challenging. The $873/mo rent on a unit helps defray the mortgage on a $136K property.
You know 16259 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 16259 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 16259 ranks in Pittsburgh, PA
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