Real Estate Investing in Shelocta, Pennsylvania (15774)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 15774 (Shelocta, PA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.1% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Shelocta, PA (15774)?
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Market Analysis: 15774 Shelocta
Not every below-median market is a bargain. Shelocta's 15774 ZIP records signals that favor experienced operators who can absorb the risk $202K pricing implies.
For an experienced owner, 15774 can be a a solid fit for hunting ground — but the discount at $202K reflects genuine risk that outside investors often underestimate.
The gap between 15774 and stronger Shelocta ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 15774 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategy in 15774 is an operator game, not a passive one. Meanwhile, entry prices of $202K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Shelocta:
Property Strategy for 15774
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $150,477 | $970 | 4.6% | +5.4% | $75,239 |
| 3BR | $208,188 | $1,290 | 4.5% | +5.0% | $69,396 |
| 4BR | $247,669 | $1,420 | 4.1% | +5.7% | $61,917 |
Market Trends
Home Value History (with trend line)
📊 How Does 15774 Compare?
| Metric | 15774 | Shelocta | Indiana, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $202,004 | $178,957 | N/A | $278,018 |
| 5-Year CAGR | 3.8% | 3.8% | N/A | 6.3% |
| Avg Rent | $873 | $891 | N/A | - |
| Cap Rate | 3.4% | 4.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 15774 (Shelocta, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $202,004 |
| Monthly Rent | $873 |
| Price-to-Rent | 19.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.2% |
| Cap Rate | 3.4% |
| 5-Year IRR | 7.2% |
📈 Home Appreciation
| 1-Year | +6.7% ▲ |
| 3-Year CAGR | +3.2% ▲ |
| 5-Year CAGR | +3.8% ▲ |
| 10-Year CAGR | +4.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 15774
Population: 2,689
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 946 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What do rentals go for in Shelocta, PA?
Average rent in Shelocta, PA is approximately $873/mo per month. Against $202K home values that yields a reasonable rent-to-price ratio.
How strong is the working-renter base in Shelocta, PA?
The renter base in Shelocta, PA is reasonable for the $873/mo price point. Screening well and pricing to market typically yields reliable tenants.
Should investors consider Shelocta, PA?
The 3.0/5 investability rating in Shelocta, PA reflects its $202K prices and $873/mo rents. Investors generally consider it a solid option within PA.
Do rentals sit vacant long in Shelocta, PA?
Rental vacancy in Shelocta, PA is elevated. Investors should budget normal turnover but not chronic empty units.
Is Shelocta, PA a good market for FHA house hackers?
Shelocta, PA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $202K price point reasonable to enter.
You know 15774 now. You don’t know where it ranks.
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How 15774 ranks in Indiana, PA
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