Real Estate Investing in Indiana, Pennsylvania (15739)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Indiana County • Population: 368 • Data updated: September 2026

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Should you buy in 15739 (Indiana, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (90/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
STRONG
5.0 / 5 (100/100)

A balanced market — moderate cash flow and moderate appreciation. A "steady" investor profile fits best.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.8% vacancy may signal weakening demand.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Indiana, PA (15739)?

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5.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $87,667
Avg Monthly Rent $972
1% Rule ✓ Meets
Median Income $63,333
% Renters 29.1%

Market Analysis: 15739 Indiana

The 15739 ZIP in Indiana is not a pristine, turnkey story — it is a value-add map. Stock is older, prices near $88K are approachable, and upside sits in the rehab line.

Flippers and value-add operators have treated 15739 as a working ZIP for a reason. Entry prices around $88K and a deep rental base of 29% renters underpin the exit strategy on both the sale and rent sides.

Across PA, value-add opportunity tends to concentrate where housing stock is older and entry prices are below the state median. ZIP 15739 reports both traits clearly.

The a solid fit for angle on demographics here is renter willingness to pay a premium for renovated product. The 29% rental share provides scale for the strategy.

Strategic fit here is operational. Pro forma discipline, capex reserves, and lender relationships matter more than the marketing pitch.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Indiana:

B+ Great
Buy Confidence Score: 78/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.4× the median income
Value Trend
Rising (+9.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $972/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
☀️
WARM MARKET
Indiana, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Indiana, PA metro data

Market Trends

Home Value History (with trend line)

$91K$82K$73K$64K$55K$46KFeb 2020May 2023Jul 2026

📊 How Does 15739 Compare?

Metric 15739 Indiana Indiana, PA Pennsylvania
Home Value $87,667 $98,250 N/A $278,018
5-Year CAGR 7.9% 7.0% N/A 6.3%
Avg Rent $972 $984 N/A -
Cap Rate 8.7% 6.2% - -
💡 Why Invest in 15739? Click to expand

This ZIP code meets the 1% rule with rent at $972/mo on homes averaging $87,667 — a strong indicator of cash flow potential.

Our analysis gives this area a 5/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 15739 (Indiana, PA). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
8.7%
Excellent
5yr Growth
+7.9%
Strong

📉 Market Crash Risk Index

Based on Indiana, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
44%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $87,667
Monthly Rent $972
Price-to-Rent 7.5:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 13.3%
Cap Rate 8.7%
5-Year IRR 16.5%

📈 Home Appreciation

1-Year +9.5% ▲
3-Year CAGR +12.0% ▲
5-Year CAGR +7.9% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 8.7%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (8.7%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.8%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+7.9%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 15739

Population: 368

💰 Median Household Income
$63,333
This area
$63,333
State
$73,647
USA
$74,580
🏠 Renter Occupied
29.1%
This area
29.1%
State
23.0%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-7.4%
USA
3.7%
🎓 College Educated
28.8%
This area
28.8%
State
12.3%
USA
33.7%
👤 Median Age
38.1 years
This area
38.1 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
10.8%
This area
10.8%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 94.0%
Other/Mixed 6.0%
👶 Under 18
21.0%
This area
21.0%
USA
22.0%
👴 65 and Over
15.5%
This area
15.5%
USA
17.3%
📊 Poverty Rate
14.9%
This area
14.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby 932 Off-Campus Students
C+
Indiana County Technology Center
90 students · 3.2 mi
C+
Indiana University of Pennsylvania-Main Campus
9,246 students · 4.2 mi
C+
The Rapha School
51 students · 5.7 mi

Investor Insight: With 932 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the average home sale price in Indiana, PA?

Expect median prices around $88K in Indiana, PA. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.

Does a duplex house hack pencil in Indiana, PA?

The an attractive house-hack environment in Indiana, PA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

What monthly rent should investors expect in Indiana, PA?

Rental rates in Indiana, PA average $972/mo. Tenant demand and $88K home values make the yield look reasonable by investor standards.

What is the best play in Indiana, PA?

For Indiana, PA, value-add and BRRRR deals is the standard investor playbook. The market structure makes it a reasonable default approach.

Does BRRRR pencil out in Indiana, PA?

Operators BRRRR-ing in Indiana, PA report a strong results. Focus on sub-market acquisition and tight rehab budgets to capture the spread.

You know 15739 now. You don’t know where it ranks.

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How 15739 ranks in Indiana, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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