Real Estate Investing in Rochester Mills, Pennsylvania (15771)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Indiana County • Population: 868 • Data updated: September 2026

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Should you buy in 15771 (Rochester Mills, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 22.8% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rochester Mills, PA (15771)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $192,036
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $56,587
% Renters 10.0%

Market Analysis: 15771 Rochester Mills

ZIP 15771 in Rochester Mills, PA carries a solid set of headwinds. Home values near $192K and rents of $918/mo sit inside a market where underwriting has to be tight.

Meanwhile, the numbers look inviting — $192K purchase price, 0.0% nominal cap — the work to hit that pro forma in 15771 is substantial and deserves full respect.

Put differently, 15771 offers a low basis, the region around Rochester Mills has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A sturdy renter share of 10% in 15771 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategically, 15771 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rochester Mills:

C+ Average
Buy Confidence Score: 66/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+9.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Indiana, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Indiana, PA metro data

Market Trends

Home Value History (with trend line)

$197K$183K$170K$157K$144K$131KFeb 2020May 2023Jul 2026

📊 How Does 15771 Compare?

Metric 15771 Rochester Mills Indiana, PA Pennsylvania
Home Value $192,036 $192,036 N/A $278,018
5-Year CAGR 4.9% 4.9% N/A 6.3%
Avg Rent $918 $918 N/A -
Cap Rate 3.7% 3.7% - -
💡 Why Invest in 15771? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 15771 (Rochester Mills, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+4.9%
Moderate

📉 Market Crash Risk Index

Based on Indiana, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
44%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $192,036
Monthly Rent $918
Price-to-Rent 17.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 8.6%

📈 Home Appreciation

1-Year +9.0% ▲
3-Year CAGR +7.8% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
22.8%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.9%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 15771

Population: 868

💰 Median Household Income
$56,587
This area
$56,587
State
$73,647
USA
$74,580
🏠 Renter Occupied
10.0%
This area
10.0%
State
23.0%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-7.4%
USA
3.7%
🎓 College Educated
18.6%
This area
18.6%
State
12.3%
USA
33.7%
👤 Median Age
47.9 years
This area
47.9 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
22.8%
This area
22.8%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 98.8%
Asian 0.8%
Other/Mixed 0.4%
👶 Under 18
18.4%
This area
18.4%
USA
22.0%
👴 65 and Over
23.2%
This area
23.2%
USA
17.3%
📊 Poverty Rate
12.9%
This area
12.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 45 Off-Campus Students
C+
The Rapha School
51 students · 8.4 mi
C+
Indiana County Technology Center
90 students · 14.6 mi

Frequently Asked Questions

How much rent can I charge in Rochester Mills, PA?

Rents in Rochester Mills, PA run near $918/mo. Compared with median home prices of $192K that produces solid gross yields for typical rentals.

Are homes affordable in Rochester Mills, PA?

Rochester Mills, PA home values average about $192K. That price point suits investors targeting rentals with $918/mo in monthly income.

What is the rental occupancy rate in Rochester Mills, PA?

Rochester Mills, PA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What strategy should investors use in Rochester Mills, PA?

Investors usually favor careful cash-flow rentals with hands-on management in Rochester Mills, PA. With home values at $192K and rents near $918/mo, other strategies can work but produce even-keeled rather than outsized returns.

Should investors consider Rochester Mills, PA?

With a 3.0/5 investability score, Rochester Mills, PA ranks as a solid market for rental property investors. Median prices of $192K and rents of $918/mo drive the underlying numbers.

You know 15771 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 15771 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 15771 ranks in Indiana, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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