Real Estate Investing in Rockwood, Pennsylvania (15557)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Somerset County • Population: 3,430 • Data updated: September 2026

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Should you buy in 15557 (Rockwood, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 32.2% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rockwood, PA (15557)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $187,086
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $56,776
% Renters 18.2%

Market Analysis: 15557 Rockwood

Not every below-median market is a bargain. Rockwood's 15557 ZIP reports signals that favor experienced operators who can absorb the risk $187K pricing implies.

The investment case in 15557 is sturdy only for operators who understand what they are buying. A $187K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Within PA, ZIP 15557 trails on several market indicators that neighboring Somerset County submarkets outperform. The gap is real and notable enough to shape underwriting.

Resident income in 15557 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 15557 is an operator game, not a passive one. From an investor standpoint, entry prices of $187K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rockwood:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+8.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Somerset, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Somerset, PA metro data
🏠

Property Strategy for 15557

Which property type performs best in this market?

Best for Cash Flow
3BR
4.9% cap rate
Best for Appreciation
4BR
+8.4% 5yr CAGR
Best Overall Value
4BR
$54,340/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $154,915 $970 4.5% +7.3% $77,458
3BR $192,076 $1,310 4.9% +6.5% $64,025
4BR $217,360 $1,470 4.9% +8.4% $54,340

Market Trends

Home Value History (with trend line)

$196K$176K$156K$136K$117K$97KJan 2009Oct 2017Jul 2026

📊 How Does 15557 Compare?

Metric 15557 Rockwood Somerset, PA Pennsylvania
Home Value $187,086 $187,086 N/A $278,018
5-Year CAGR 5.3% 5.3% N/A 6.3%
Avg Rent $873 $873 N/A -
Cap Rate 3.6% 3.6% - -
💡 Why Invest in 15557? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 15557 (Rockwood, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+5.3%
Moderate

📉 Market Crash Risk Index

Based on Somerset, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
56%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $187,086
Monthly Rent $873
Price-to-Rent 17.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 9.0%

📈 Home Appreciation

1-Year +8.8% ▲
3-Year CAGR +3.7% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
32.2%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+5.3%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 15557

Population: 3,430

💰 Median Household Income
$56,776
This area
$56,776
State
$73,647
USA
$74,580
🏠 Renter Occupied
18.2%
This area
18.2%
State
23.0%
USA
34.0%
💼 Unemployment Rate
4.1%
This area
4.1%
State
-7.4%
USA
3.7%
🎓 College Educated
16.7%
This area
16.7%
State
12.3%
USA
33.7%
👤 Median Age
45.6 years
This area
45.6 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
32.2%
This area
32.2%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 97.9%
Other/Mixed 1.7%
Hispanic/Latino 0.5%
Asian 0.2%
Black/African American 0.1%
👶 Under 18
19.5%
This area
19.5%
USA
22.0%
👴 65 and Over
22.2%
This area
22.2%
USA
17.3%
📊 Poverty Rate
7.4%
This area
7.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 15557

A+ Avg School Grade
2 Schools
10.6:1 Avg Class Size
$18,836 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Rockwood Area El Sch

📚 K – 06 School
👥
292 Students
👨‍🏫
11.7:1 Class Size
💰
$18,836 Per Student
A+ Excellent

Rockwood Area JSHS

📚 07 – 12 High School
👥
285 Students
👨‍🏫
9.5:1 Class Size
💰
$18,836 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C+
Somerset County Technology Center
50 students · 10.9 mi

Frequently Asked Questions

Is housing expensive in Rockwood, PA?

Rockwood, PA home values average about $187K. That price point suits investors targeting rentals with $873/mo in monthly income.

Are renters plentiful in Rockwood, PA?

Rockwood, PA draws a reliable base of working renters. Demand at the $873/mo rent level is reasonable for standard single-family and small multi rentals.

Is Rockwood, PA a friendly market for rental owners?

For rental operators, Rockwood, PA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Does a duplex house hack pencil in Rockwood, PA?

The a challenging house-hack environment in Rockwood, PA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Is Rockwood, PA a good place for real estate investing?

Rockwood, PA clocks in at an investability rating of 3.0/5, with median home values near $187K and average rents around $873/mo. That combination puts it in the resilient tier for investor interest.

You know 15557 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 15557 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 15557 ranks in Somerset, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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