Real Estate Investing in Roscoe, Pennsylvania (15477)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Washington County • Population: 794 • Data updated: September 2026

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Should you buy in 15477 (Roscoe, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 15.7% of homes vacant — above national norms.
  • Declining values: -1.2% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 5.3% in the last year.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Roscoe, PA (15477)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $97,923
Avg Monthly Rent $945
1% Rule ✗ Does Not Meet
Median Income $65,625
% Renters 12.7%

Market Analysis: 15477 Roscoe

Investors eyeing 15477 need to respect the fundamentals at play. Home values of $98K come alongside slower price movement and elevated management overhead.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 15477 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within PA, ZIP 15477 trails on several market indicators that neighboring Washington County submarkets outperform. The gap is real and robust enough to shape underwriting.

A resilient renter share of 13% in 15477 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Roscoe's stable or hybrid ZIPs before stepping into 15477. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Roscoe:

C+ Average
Buy Confidence Score: 62/100
Affordability
25/25
Appreciation
5/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.5× the median income
Value Trend
Declining (-5.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $945/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Pittsburgh, PA Metro Area
More inventory, negotiating room for buyers
42 days
Average time to sell
Average
10.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pittsburgh, PA metro data
🏠

Property Strategy for 15477

Which property type performs best in this market?

Best for Cash Flow
2BR
9.0% cap rate
Best for Appreciation
3BR
+4.8% 5yr CAGR
Best Overall Value
3BR
$40,755/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $83,929 $1,050 9.0% +2.3% $41,965
3BR $122,264 $1,340 7.9% +4.8% $40,755

Market Trends

Home Value History (with trend line)

$121K$110K$99K$88K$77K$66KJan 2013Oct 2019Jul 2026

📊 How Does 15477 Compare?

Metric 15477 Roscoe Pittsburgh, PA Pennsylvania
Home Value $97,923 $97,923 N/A $278,018
5-Year CAGR N/A N/A N/A 6.3%
Avg Rent $945 $945 N/A -
Cap Rate 7.5% 7.5% - -
💡 Why Invest in 15477? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 15477 (Roscoe, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.5%
Good
5yr Growth
-1.2%
Declining

📉 Market Crash Risk Index

Based on Pittsburgh, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
48%
Days Pending
1/2
42 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $97,923
Monthly Rent $945
Price-to-Rent 8.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 11.6%
Cap Rate 7.5%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year -5.3% ▼
3-Year CAGR -2.9% ▼
5-Year CAGR -1.2% ▼
10-Year CAGR +3.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.5%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.5%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.7%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
-1.2%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 15477

Population: 794

💰 Median Household Income
$65,625
This area
$65,625
State
$73,647
USA
$74,580
🏠 Renter Occupied
12.7%
This area
12.7%
State
23.0%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-7.4%
USA
3.7%
🎓 College Educated
26.6%
This area
26.6%
State
12.3%
USA
33.7%
👤 Median Age
39.6 years
This area
39.6 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
15.7%
This area
15.7%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 89.4%
Other/Mixed 10.5%
Hispanic/Latino 8.9%
Black/African American 0.1%
👶 Under 18
17.6%
This area
17.6%
USA
22.0%
👴 65 and Over
19.0%
This area
19.0%
USA
17.3%
📊 Poverty Rate
1.1%
This area
1.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

4 Nearby 1,539 Off-Campus Students
C+
Pennsylvania Western University
11,305 students · 1.6 mi
C
Douglas Education Center
200 students · 5.9 mi
C
Pennsylvania State University-Penn State Fayette- Eberly
419 students · 14.1 mi
C
Laurel Business Institute
397 students · 14.2 mi

Investor Insight: With 1,539 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the average monthly rent in Roscoe, PA?

Rent in Roscoe, PA is around $945/mo. The resulting rent-to-value relationship with $98K pricing is reasonable for most investor models.

Do rentals sit vacant long in Roscoe, PA?

Expect elevated vacancy in Roscoe, PA. Rents at $945/mo are absorbed by the tenant base without meaningful lag.

How strong is Roscoe, PA for real estate investors?

Roscoe, PA rates 3.0/5 for investability. With median values at $98K and rents near $945/mo, the market offers reasonable fundamentals for rental investors.

Is Roscoe, PA good for house hacking?

The house hack math a challenging in Roscoe, PA. Owner-occupant buyers benefit from the $945/mo rents and $98K home values.

Is Roscoe, PA a friendly market for rental owners?

Roscoe, PA falls under PA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

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How 15477 ranks in Pittsburgh, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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