Real Estate Investing in Lindley, New York (14858)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14858 (Lindley, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 17.3% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Lindley, NY (14858)?
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Market Analysis: 14858 Lindley
Investors eyeing 14858 need to respect the fundamentals at play. Home values of $208K come alongside slower price movement and elevated management overhead.
Rent of $1,170/mo on a $208K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 14858 sits below the stated 0.0% once reality is priced in.
Statewide comparisons place 14858 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
On balance, 1,405 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategically, 14858 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Lindley:
Market Trends
Home Value History (with trend line)
📊 How Does 14858 Compare?
| Metric | 14858 | Lindley | Corning, NY | New York |
|---|---|---|---|---|
| Home Value | $208,157 | $208,157 | N/A | $505,608 |
| 5-Year CAGR | 5.4% | 5.4% | N/A | 6.6% |
| Avg Rent | $1,170 | $1,170 | N/A | - |
| Cap Rate | 4.4% | 4.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14858 (Lindley, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $208,157 |
| Monthly Rent | $1,170 |
| Price-to-Rent | 14.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.7% |
| Cap Rate | 4.4% |
| 5-Year IRR | 9.8% |
📈 Home Appreciation
| 1-Year | +7.2% ▲ |
| 3-Year CAGR | +4.2% ▲ |
| 5-Year CAGR | +5.4% ▲ |
| 10-Year CAGR | +6.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14858
Population: 1,405
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 971 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How strong is tenant demand in Lindley, NY?
Expect a solid tenant pool in Lindley, NY. The rental market absorbs $1,170/mo rents without meaningful friction.
Is vacancy a concern in Lindley, NY?
Occupancy in Lindley, NY runs consistent with elevated vacancy. Well-priced units at $1,170/mo lease on reasonable timelines.
What is the typical home price in Lindley, NY?
Median home price in Lindley, NY is near $208K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.
Where do rents currently stand in Lindley, NY?
Expect rents around $1,170/mo per month in Lindley, NY. With home values at $208K, the yield math works out to reasonable levels for rental investors.
Does a duplex house hack pencil in Lindley, NY?
House hacking in Lindley, NY is reasonable to execute. Prices around $208K and rents of $1,170/mo solid owner-occupant economics.
You know 14858 now. You don’t know where it ranks.
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How 14858 ranks in Corning, NY
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