Real Estate Investing in Cayuta, New York (14824)
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Should you buy in 14824 (Cayuta, NY)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cayuta, NY (14824)?
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Market Analysis: 14824 Cayuta
ZIP 14824 in Cayuta, NY carries a resilient set of headwinds. Home values near $173K and rents of $1,422/mo sit inside a market where underwriting has to be tight.
Distressed markets are won on execution, not on spreadsheets. ZIP 14824 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Within NY, ZIP 14824 trails on several market indicators that neighboring Schuyler County submarkets outperform. The gap is real and healthy enough to shape underwriting.
Demographically, 14824 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The right play in 14824 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Cayuta:
Market Trends
Home Value History (with trend line)
📊 How Does 14824 Compare?
| Metric | 14824 | Cayuta | Elmira, NY | New York |
|---|---|---|---|---|
| Home Value | $173,280 | $173,280 | N/A | $505,608 |
| 5-Year CAGR | 4.9% | 4.9% | N/A | 6.6% |
| Avg Rent | $1,422 | $1,422 | N/A | - |
| Cap Rate | 6.4% | 6.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14824 (Cayuta, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $173,280 |
| Monthly Rent | $1,422 |
| Price-to-Rent | 10.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.9% |
| Cap Rate | 6.4% |
| 5-Year IRR | 11.3% |
📈 Home Appreciation
| 1-Year | +8.6% ▲ |
| 3-Year CAGR | +5.3% ▲ |
| 5-Year CAGR | +4.9% ▲ |
| 10-Year CAGR | +4.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.4%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14824
Population: 778
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How do landlord-tenant laws work in Cayuta, NY?
The landlord environment in Cayuta, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
Which real estate strategy fits Cayuta, NY?
Cayuta, NY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($173K prices, $1,422/mo rents) make it a reasonable choice.
Is the tenant base reliable in Cayuta, NY?
Tenant quality in Cayuta, NY ranks as solid. Landlords generally report reliable occupancy at market rents of $1,422/mo.
Can I house hack in Cayuta, NY?
House hacking in Cayuta, NY is a challenging. With home values around $173K and rents at $1,422/mo, owner-occupants can offset a meaningful share of PITI.
Is housing expensive in Cayuta, NY?
Expect median prices around $173K in Cayuta, NY. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.
You know 14824 now. You don’t know where it ranks.
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