Real Estate Investing in Findley Lake, New York (14736)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14736 (Findley Lake, NY)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 75.9% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 30.1 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Findley Lake, NY (14736)?
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Market Analysis: 14736 Findley Lake
This part of Chautauqua County is not an easy win. The 14736 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed markets are won on execution, not on spreadsheets. ZIP 14736 posts the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
The gap between 14736 and stronger Findley Lake ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Resident income in 14736 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
New investors are better served looking at Findley Lake's stable or hybrid ZIPs before stepping into 14736. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Findley Lake:
Market Trends
Home Value History (with trend line)
📊 How Does 14736 Compare?
| Metric | 14736 | Findley Lake | Jamestown-Dunkirk-Fredonia, NY | New York |
|---|---|---|---|---|
| Home Value | $334,943 | $334,943 | N/A | $505,608 |
| 5-Year CAGR | 7.7% | 7.7% | N/A | 6.6% |
| Avg Rent | $927 | $927 | N/A | - |
| Cap Rate | 2.2% | 2.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14736 (Findley Lake, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $334,943 |
| Monthly Rent | $927 |
| Price-to-Rent | 30.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.3% |
| Cap Rate | 2.2% |
| 5-Year IRR | 9.9% |
📈 Home Appreciation
| 1-Year | +3.8% ▲ |
| 3-Year CAGR | +5.3% ▲ |
| 5-Year CAGR | +7.7% ▲ |
| 10-Year CAGR | +7.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (7.0%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14736
Population: 210
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How tight is the rental market in Findley Lake, NY?
Vacancy in Findley Lake, NY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $927/mo.
How strong is tenant demand in Findley Lake, NY?
The tenant pool in Findley Lake, NY is solid, supported by local employment and population fundamentals. Rents of $927/mo are well-absorbed by the market.
How does Findley Lake, NY stack up for property investment?
With a 3.0/5 investability score, Findley Lake, NY ranks as a solid market for rental property investors. Median prices of $335K and rents of $927/mo drive the underlying numbers.
What strategy should investors use in Findley Lake, NY?
In Findley Lake, NY the sturdy play is typically careful cash-flow rentals with hands-on management. The combination of $335K prices and $927/mo rents suits that approach.
How strong are rents in Findley Lake, NY?
Rent in Findley Lake, NY is around $927/mo. The resulting rent-to-value relationship with $335K pricing is reasonable for most investor models.
You know 14736 now. You don’t know where it ranks.
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How 14736 ranks in Jamestown-Dunkirk-Fredonia, NY
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