Real Estate Investing in Bloomville, New York (13739)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Delaware County • Population: 792 • Data updated: September 2026

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Should you buy in 13739 (Bloomville, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 40.0% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bloomville, NY (13739)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $268,815
Avg Monthly Rent $1,368
1% Rule ✗ Does Not Meet
Median Income $60,893
% Renters 17.7%

Market Analysis: 13739 Bloomville

The 13739 ZIP in Bloomville, NY is a local-operator market. Outside capital chasing a $269K entry has to pair deep knowledge with the discount.

Stepping back, the numbers look inviting — $269K purchase price, 0.0% nominal cap — the work to hit that pro forma in 13739 is substantial and deserves full respect.

Nearby ZIPs in Bloomville have seen price recovery that 13739 has not matched. Delaware County data supports the view that the spread is structural rather than temporary.

On the rental side, 792 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Experienced landlords with local relationships tend to find 13739 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bloomville:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+4.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,368/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 13739

Which property type performs best in this market?

Best for Cash Flow
3BR
6.1% cap rate
Best for Appreciation
3BR
+8.1% 5yr CAGR
Best Overall Value
3BR
$82,912/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $249,858 $1,520 4.4% +8.0% $124,929
3BR $248,737 $2,110 6.1% +8.1% $82,912

Market Trends

Home Value History (with trend line)

$280K$247K$214K$181K$149K$116KJul 2006Jul 2016Jul 2026

📊 How Does 13739 Compare?

Metric 13739 Bloomville New York
Home Value $268,815 $268,815 $505,608
5-Year CAGR 5.4% 5.4% 6.6%
Avg Rent $1,368 $1,368 -
Cap Rate 4.0% 4.0% -
💡 Why Invest in 13739? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13739 (Bloomville, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.0%
Low
5yr Growth
+5.4%
Moderate

📊 Market Snapshot

Home Value $268,815
Monthly Rent $1,368
Price-to-Rent 16.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 4.0%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +4.2% ▲
3-Year CAGR +4.2% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
40.0%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.4%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 13739

Population: 792

💰 Median Household Income
$60,893
This area
$60,893
State
$86,376
USA
$74,580
🏠 Renter Occupied
17.7%
This area
17.7%
State
26.4%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-24.2%
USA
3.7%
🎓 College Educated
27.9%
This area
27.9%
State
4.2%
USA
33.7%
👤 Median Age
54.9 years
This area
54.9 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
40.0%
This area
40.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 96.5%
Asian 2.5%
Other/Mixed 1.0%
👶 Under 18
8.5%
This area
8.5%
USA
22.0%
👴 65 and Over
22.0%
This area
22.0%
USA
17.3%
📊 Poverty Rate
7.1%
This area
7.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 19 Off-Campus Students
C+
SUNY College of Technology at Delhi
2,777 students · 9.6 mi

Frequently Asked Questions

Are rents high in Bloomville, NY?

Rental rates in Bloomville, NY average $1,368/mo. Tenant demand and $269K home values make the yield look reasonable by investor standards.

What is it like being a landlord in Bloomville, NY?

The landlord environment in Bloomville, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

Is Bloomville, NY a smart market for rental property?

Yes - Bloomville, NY a 3.0/5 investability score. With $269K home prices against $1,368/mo monthly rent, the market delivers a reasonable entry point for new investors.

How high is vacancy risk in Bloomville, NY?

Bloomville, NY sees elevated vacancy, which is reasonable relative to the broader NY rental market.

What real estate strategy is ideal for Bloomville, NY?

The best-fit strategy in Bloomville, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 13739 now. You don’t know where it ranks.

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