Real Estate Investing in Westernville, New York (13486)
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Should you buy in 13486 (Westernville, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 15.3% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Westernville, NY (13486)?
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Market Analysis: 13486 Westernville
From a cash-flow lens, ZIP 13486 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $218K median. It rewards specialists, not generalists.
The 13486 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Regionally, 13486 sits on the difficult end of the NY spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.
Demographically, 13486 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategy in 13486 is an operator game, not a passive one. Stepping back, entry prices of $218K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Westernville:
Market Trends
Home Value History (with trend line)
📊 How Does 13486 Compare?
| Metric | 13486 | Westernville | New York |
|---|---|---|---|
| Home Value | $217,529 | $217,529 | $505,608 |
| 5-Year CAGR | 6.4% | 6.4% | 6.6% |
| Avg Rent | $1,053 | $1,053 | - |
| Cap Rate | 3.8% | 3.8% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13486 (Westernville, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $217,529 |
| Monthly Rent | $1,053 |
| Price-to-Rent | 17.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.8% |
| Cap Rate | 3.8% |
| 5-Year IRR | 10.1% |
📈 Home Appreciation
| 1-Year | +7.3% ▲ |
| 3-Year CAGR | +7.5% ▲ |
| 5-Year CAGR | +6.4% ▲ |
| 10-Year CAGR | +7.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13486
Population: 691
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What approach is best for Westernville, NY real estate?
Westernville, NY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($218K prices, $1,053/mo rents) make it a reasonable choice.
How much does a house cost in Westernville, NY?
Median home price in Westernville, NY is near $218K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.
What are rental rates like in Westernville, NY?
Rents in Westernville, NY run near $1,053/mo. Compared with median home prices of $218K that produces solid gross yields for typical rentals.
How deep is the rental pool in Westernville, NY?
Working renters make up the core of the Westernville, NY tenant base. The pool is reasonable for investors targeting long-term holds.
What kind of market is Westernville, NY for investors?
Westernville, NY scores 3.0/5 for investability. Home values sit at $218K and rents near $1,053/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
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