Real Estate Investing in Holland Patent, New York (13354)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13354 (Holland Patent, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 25.5 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Holland Patent, NY (13354)?
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Market Analysis: 13354 Holland Patent
The 13354 ZIP in Holland Patent, NY is a local-operator market. Outside capital chasing a $289K entry has to pair deep knowledge with the discount.
In practical terms, the numbers look inviting — $289K purchase price, 0.0% nominal cap — the work to hit that pro forma in 13354 is substantial and deserves full respect.
Statewide comparisons place 13354 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Employment concentration in 13354 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategy in 13354 is an operator game, not a passive one. On balance, entry prices of $289K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Holland Patent:
Property Strategy for 13354
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $207,929 | $1,050 | 3.6% | +8.0% | $103,965 |
| 3BR | $261,021 | $1,260 | 3.5% | +7.3% | $87,007 |
| 4BR | $323,265 | $1,490 | 3.3% | +7.8% | $80,816 |
Market Trends
Home Value History (with trend line)
📊 How Does 13354 Compare?
| Metric | 13354 | Holland Patent | Utica-Rome, NY | New York |
|---|---|---|---|---|
| Home Value | $289,183 | $289,183 | N/A | $505,608 |
| 5-Year CAGR | 6.9% | 6.9% | N/A | 6.6% |
| Avg Rent | $945 | $945 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13354 (Holland Patent, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $289,183 |
| Monthly Rent | $945 |
| Price-to-Rent | 25.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.6% |
| 5-Year IRR | 9.4% |
📈 Home Appreciation
| 1-Year | +10.4% ▲ |
| 3-Year CAGR | +7.6% ▲ |
| 5-Year CAGR | +6.9% ▲ |
| 10-Year CAGR | +7.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13354
Population: 3,124
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 13354
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,547 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What are home prices like in Holland Patent, NY?
Median home price in Holland Patent, NY is near $289K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.
What is the typical renter like in Holland Patent, NY?
Tenant quality in Holland Patent, NY ranks as solid. Landlords generally report even-keeled occupancy at market rents of $945/mo.
What monthly rent should investors expect in Holland Patent, NY?
Average rent in Holland Patent, NY is approximately $945/mo per month. Against $289K home values that yields a reasonable rent-to-price ratio.
Can I house hack in Holland Patent, NY?
Holland Patent, NY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $289K price point reasonable to enter.
Is Holland Patent, NY landlord-friendly?
NY ranks as a tenant-protective state for landlord-tenant law. Holland Patent generally follows the statewide framework, so landlords face reasonable operating rules.
You know 13354 now. You don’t know where it ranks.
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How 13354 ranks in Utica-Rome, NY
Every ZIP in this metro, ranked. Free.
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