Real Estate Investing in Stittville, New York (13469)
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Should you buy in 13469 (Stittville, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stittville, NY (13469)?
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Market Analysis: 13469 Stittville
Not every below-median market is a bargain. Stittville's 13469 ZIP reflects signals that favor experienced operators who can absorb the risk $253K pricing implies.
For an experienced owner, 13469 can be a a viable market for hunting ground — but the discount at $253K reflects genuine risk that outside investors often underestimate.
ZIP 13469's metrics run below Oneida County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
A substantial renter share of 3% in 13469 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategy in 13469 is an operator game, not a passive one. On the rental side, entry prices of $253K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Stittville:
Market Trends
Home Value History (with trend line)
📊 How Does 13469 Compare?
| Metric | 13469 | Stittville | Utica-Rome, NY | New York |
|---|---|---|---|---|
| Home Value | $252,549 | $252,549 | N/A | $505,608 |
| 5-Year CAGR | 5.9% | 5.9% | N/A | 6.6% |
| Avg Rent | $1,089 | $1,089 | N/A | - |
| Cap Rate | 3.4% | 3.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13469 (Stittville, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $252,549 |
| Monthly Rent | $1,089 |
| Price-to-Rent | 19.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.2% |
| Cap Rate | 3.4% |
| 5-Year IRR | 9.3% |
📈 Home Appreciation
| 1-Year | +3.6% ▲ |
| 3-Year CAGR | +6.2% ▲ |
| 5-Year CAGR | +5.9% ▲ |
| 10-Year CAGR | +6.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13469
Population: 1,107
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 13469
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,628 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How do home values compare in Stittville, NY?
In Stittville, NY the median home value sits at $253K. Against the broader NY market, that reads as reasonable for most investors.
How should investors approach Stittville, NY?
Most investors in Stittville, NY run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
Is Stittville, NY a smart market for rental property?
With a 3.0/5 investability score, Stittville, NY ranks as a solid market for rental property investors. Median prices of $253K and rents of $1,089/mo drive the underlying numbers.
Is Stittville, NY landlord-friendly?
NY ranks as a tenant-protective state for landlord-tenant law. Stittville generally follows the statewide framework, so landlords face reasonable operating rules.
How strong is the working-renter base in Stittville, NY?
The renter base in Stittville, NY is reasonable for the $1,089/mo price point. Screening well and pricing to market typically yields even-keeled tenants.
You know 13469 now. You don’t know where it ranks.
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How 13469 ranks in Utica-Rome, NY
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