Real Estate Investing in Yorkville, New York (13495)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13495 (Yorkville, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Yorkville, NY (13495)?
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Market Analysis: 13495 Yorkville
Not every below-median market is a bargain. Yorkville's 13495 ZIP reports signals that favor experienced operators who can absorb the risk $207K pricing implies.
Turning to rents, the numbers look inviting — $207K purchase price, 0.0% nominal cap — the work to hit that pro forma in 13495 is substantial and deserves full respect.
ZIP 13495's metrics run below Oneida County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
A solid renter share of 39% in 13495 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The right play in 13495 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Yorkville:
Property Strategy for 13495
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $172,794 | $1,210 | 5.0% | +10.2% | $86,397 |
| 3BR | $200,015 | $1,450 | 5.2% | +9.3% | $66,672 |
| 4BR | $208,254 | $1,680 | 5.8% | +9.3% | $52,063 |
Market Trends
Home Value History (with trend line)
📊 How Does 13495 Compare?
| Metric | 13495 | Yorkville | Utica-Rome, NY | New York |
|---|---|---|---|---|
| Home Value | $206,911 | $206,911 | N/A | $505,608 |
| 5-Year CAGR | 6.9% | 6.9% | N/A | 6.6% |
| Avg Rent | $1,089 | $1,089 | N/A | - |
| Cap Rate | 4.1% | 4.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13495 (Yorkville, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $206,911 |
| Monthly Rent | $1,089 |
| Price-to-Rent | 15.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.3% |
| Cap Rate | 4.1% |
| 5-Year IRR | 11.0% |
📈 Home Appreciation
| 1-Year | +9.3% ▲ |
| 3-Year CAGR | +7.7% ▲ |
| 5-Year CAGR | +6.9% ▲ |
| 10-Year CAGR | +7.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13495
Population: 1,889
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 13495
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
HARTS HILL SCHOOL
NEW YORK MILLS SCHOOL
WESTMORELAND ROAD ELEMENTARY SCHOOL
WHITESBORO MIDDLE SCHOOL
PARKWAY MIDDLE SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,940 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Which investment style suits Yorkville, NY?
In Yorkville, NY the durable play is typically careful cash-flow rentals with hands-on management. The combination of $207K prices and $1,089/mo rents suits that approach.
How strong is tenant demand in Yorkville, NY?
The tenant pool in Yorkville, NY is solid, supported by local employment and population fundamentals. Rents of $1,089/mo are well-absorbed by the market.
Are landlord laws favorable in Yorkville, NY?
For rental operators, Yorkville, NY rates as tenant-protective. The regulatory environment standard buy-and-hold operations.
What is the investability score for Yorkville, NY?
With a 3.0/5 investability score, Yorkville, NY ranks as a solid market for rental property investors. Median prices of $207K and rents of $1,089/mo drive the underlying numbers.
What do landlords charge for rent in Yorkville, NY?
Investors in Yorkville, NY typically see rents near $1,089/mo per month against $207K home values - a solid setup for rental cash flow.
You know 13495 now. You don’t know where it ranks.
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How 13495 ranks in Utica-Rome, NY
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